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Vince (Manatee)
Member
Username: Manatee

Post Number: 474
Registered: 6-2002
Posted on Thursday, October 30, 2003 - 8:18 pm:   

I hardly believe they are dropping coverage on existing policy holders.

I think USAA has suspended writing NEW policies or ADDING coverage to existing policies. That is just smart business.
Sunny Garofalo (Jaguarxj6)
Intermediate Member
Username: Jaguarxj6

Post Number: 1118
Registered: 2-2003
Posted on Thursday, October 30, 2003 - 7:02 pm:   

Thanks for looking into it! I'll read my policy carefully tonight and post back what I find out.
arthur chambers (Art355)
Advanced Member
Username: Art355

Post Number: 2849
Registered: 6-2001
Posted on Thursday, October 30, 2003 - 6:30 pm:   

I'm not sure that they can do that. I'd want an opinion from the State Insurance commissioner about that, because I don't think that they can cancel the insurance since you've paid the policy. I'll take a look at the law on Monday (going to LA tomorrow for a court appearance).

Art
Sunny Garofalo (Jaguarxj6)
Intermediate Member
Username: Jaguarxj6

Post Number: 1117
Registered: 2-2003
Posted on Thursday, October 30, 2003 - 6:19 pm:   

With the way I drive, are you kidding? :-)

Good comeback though. The reaction would have been worth it.

Sunny
William H (Countachxx)
Advanced Member
Username: Countachxx

Post Number: 3462
Registered: 2-2001
Posted on Thursday, October 30, 2003 - 6:13 pm:   

Sunny you should have told them you were suspending your payments till their suspension is over
Sunny Garofalo (Jaguarxj6)
Intermediate Member
Username: Jaguarxj6

Post Number: 1112
Registered: 2-2003
Posted on Thursday, October 30, 2003 - 4:05 pm:   

Its if your involved in the fires, you will not be covered for that. Someone bounces into me on a freeway, etc thats going to be covered.

Apparently, they can suspend fire coverage in disaster areas (natural or otherwise) and I remember there's an area of that in the policy.

Insurance is such a scam. They only pay out if A through Z criteria are true, LOL!

Just be careful out there in So Cal land.
S. Brent Cardani (Brentc)
Junior Member
Username: Brentc

Post Number: 101
Registered: 8-2003
Posted on Thursday, October 30, 2003 - 2:58 pm:   

Strange because USAA is considered one of the "better" insurers since they have limited access to their benefits.
DES (Sickspeed)
Senior Member
Username: Sickspeed

Post Number: 7539
Registered: 8-2002
Posted on Thursday, October 30, 2003 - 2:42 pm:   

Can they suspend your policy 'cause of a fire...?

What happens if i own a car in San Diego but crash it in 'Cisco...? Is the policy still suspended...? i f@#$ing HATE insurance...!!!
Sunny Garofalo (Jaguarxj6)
Intermediate Member
Username: Jaguarxj6

Post Number: 1108
Registered: 2-2003
Posted on Thursday, October 30, 2003 - 2:37 pm:   

I just spoke with USAA and informed them about a change in address and to review my policy. Once I said that I was moving to San Diego this weekend, the representative said that there is currently a coverage suspension in the San Diego area due to the fires.

So, if you believe your vehicles to be in danger, fair warning! Take out additional insurance or see if you can cover it under your homeowners (not likely) or under your existing supplemental insurance (if exist and more likely).

1-800-531-8111 - Auto and Property Insurance
(excluding New Homeowners Policy Requests), 24 hours a day, 7 days a week

Sunny

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