| Author | Message | ||
| RockStar (Remix)
New member Username: Remix Post Number: 28 Registered: 3-2003 |
Rob, I don't know how they are now...I left them a year ago. Very rude customer service people, especially in billing. I was there when they were charging $3 to talk to a billing rep and $5 to make a payment in person. I'm will Alltel now and haven't had a single problem for which I've needed to call in nearly 13 months. Their phone selection is a little lacking, but I'll deal with it - it's a fraction of the irritation I experienced with Sprint PCS. What's so bad is that the people in their billing department immediately would go on the defensive if you started asking questions - seems like they were used to irritable customers. They knew they had issues. The billing system is horrendously inept and god forbid anyone who needs to have a question answered - you have to deal with CLAIRE. I get a real live person with Alltel. BTW, I gladly paid $150 to be rid of those jerks. Enuff of that - I didn't mean to threadjack. REMIX | ||
| Jay P. Ross (Eilig)
Junior Member Username: Eilig Post Number: 177 Registered: 8-2001 |
Rob -- Just read your original post, what a load of crap. This may sound a little far fetched, but let me just suggest something. I'm originally from Omaha, and know folks who regularly correspond with Warren Buffett. He's the Chairman of Berkshire Hathaway, which is the parent of GEICO. Anyway, Buffett has always prided himself on having managers who are real straightforward upright guys. From what I've heard, a short note to almost always receives a reply. Here's what I recommend. Go to the www.BerkshireHathaway.com, and download the most recent Annual Report to find the name of the guy in charge at GEICO. Then write him a one page note explaining the situation. Keep it cordial and above the table. And copy it to Warren Buffett. Rob, I guarantee you'll get a response. It may take a month or so, but you'll hear from someone. Good luck and keep us posted. | ||
| Mitch Alsup (Mitch_alsup)
Member Username: Mitch_alsup Post Number: 687 Registered: 4-2002 |
"They paid over $32K in repairs on the 993." "The next company I had to get insurance through RAPED me for 4 years." Until they collect the $32K back from you, they did not rape you, but you helped caused them* to rape us. *Insurance companies en-the-large | ||
| Rob Lay (Rob328gts)
Board Administrator Username: Rob328gts Post Number: 5035 Registered: 12-2000 |
Rockstar, yes, Sprint PCS has many customer service issues. The entire telecom industry does too, but Sprint has been one of the worst. So much was spent in marketing and technology that I think customer service fell by the side. How annoying is Claire, the automated voice system. She really pisses me off. The good news is that Sprint realized this about a year ago and totally reorg'd PCS and put more of an emphasis on customer service as it's technology investments slowed. Remember, about this time last year is when Sprint introduced the first nationwide 3G network. Other telecoms had only done it locally before and Sprint again was the national technology leader like when they were the first with a national fiber optic network more than a decade ago. Where Sprint is today... yes, customer service still needs to be improved drastically and the billing system is being changed, but what hasn't changed is Sprint still has an extensive nationwide network that is 3G capable. I just got my Vision (3G) connection for my lap top. All I need is my lap top and my phone and I will get at least 100k speeds for $80 a month and that includes unlimited usage. I'll use this to post stories and pics almost real time from various events. My first test of this might be this weekend. I hope to test the 355 C or I might take the lap top fishing with me to keep you ya-hoo's in check.  | ||
| Terry Springer (Tspringer)
Member Username: Tspringer Post Number: 535 Registered: 4-2002 |
Dave, At the time this event happened, I was the not the hateful individual towards insurance companies I am now. At the time I told the insurance company that they were in my opinion being charged for things that did not require replacing and that the companies doing the repairs were ripping them off. They said that if the dealer said the part was damaged they are required to replace it. At the time it angered me as well. Later when I came to know insurance companies better... that changed. John.... My insurance policy with Sentry did not have a specific exclusion for DE events. When I asked my agent about coverage for this before doing the policy, he said I should be covered but not to call the main office. I did as he instructed. I believe they would have covered the damage even if they had fully understood what happened, but in the event I was not going to deliberatly make an issue of it. The bottom line is cars do get wrecked at DE events. However, lots of people including me also become much better drivers and this results in fewer accidents on the road. The road accidents may involve multiple cars and are more likely to involve injuries. I contend its cheaper for insurance companies to pay DE related damages in the long run. Also, the insurance company DID cancel me. The next company I had to get insurance through RAPED me for 4 years. Just wait until you have some dire need of claim from an insurance company and they give you some totally baloney about how your not covered. Lets see how you feel then. I dont mean on some car claim or such either. I mean on something that will effect your childs entire life and ability to even think for himself. Treatment is available. Its extremely expensive. Your wonderful insurance company just flat out refuses to pay, despite the fact that the state law specifically says they must. You want them to pay.... be prepared to spend tens of thousands and fight for years in court. Years that are ticking by while your childs window of treatment opportunity at the critical young age are ticking away. The insurance company understands this, knows you dont have the time or money to fight them and thus places their bottom line over a childs life. I am blessed enough in this scenario to be able to just pay for the required therapy programs and my child is well on the road to a full recovery. There are literally thousands of other families in Georgia who are not so blessed and whose children face a lifetime destroyed by Autism because the insurance companies illegally deny coverage. Yes... I hate the executives at these companies and anytime a pound of flesh can be extracted it gives me a smile. | ||
| Lawrence Coppari (Lawrence)
Member Username: Lawrence Post Number: 628 Registered: 4-2002 |
Insurance companies are as they are because we made them that way. If some of us did not cheat, they would not be as they are. When I say 'we', I mean the general public, not anyone on this list. It goes back to people not accepting blame for what they cause. I would never dream of hitting on my insurance company because I smashed a car at a track event. I don't think they should cover it. It is unreasonable to think it should be covered by an ordinary policy. | ||
| Dave Penhale (Dapper)
Member Username: Dapper Post Number: 676 Registered: 4-2002 |
"the heat exchangers had a few scratches. Not dents or even tiny dings.... just scratches in the surface. Could have been there before the accident, who knows. Jim Ellis charged insurance for replacement of both with new items. $900 each. The overcharging and replacing on non damaged things was huge. I loved it!" This is inexcusable and it pisses me to read such utter arrogant diatribe. All of our policies go up because of such pathetic behaviour, you should be ashamed of this not proud and boastfull...I hate insurance companies as well but such action hits the rest of US not them! | ||
| Ben Cannon (Artherd)
Member Username: Artherd Post Number: 368 Registered: 6-2002 |
"There is a special place in hell for insurance company executives." ...and creditors. I can't belive that homeowners ins companies actually run FICO scores and credit reports. Isn't it supposed to be illegal to discrimate based on credit history? Why the hell is everything so insured in the US anyway? I should start selling insurance insurance. It will cover you for any loss, of any kind, that is covered by an existing polocy you already have in place with another company, so long as you claim with that company (and not us.) It is reasonably priced at only $10,000/month, and has no limit on payouts. What do you think? Oh, if you missed a phone bill back in '61... FORGET about it! (and we'll sic a collection agency on you, and put a lien on your house, to collect $0.18 in intrest you owe for being 30days late back then.) We might not take your children. Welcome to 2084... | ||
| John_Miles (John_miles)
Junior Member Username: John_miles Post Number: 79 Registered: 7-2001 |
I had the car towed to my home that day. The next morning I had it towed by a different company to a top quality body shop here in Atlanta. Then I called the insurance company. They asked what happened. I said "I was on Road Atlanta, lost control and crashed into a tree". They said "where is Road Atlanta". I said "Near Braselton GA.". They said "ok". End of discussion. They never asked if I was on a track. I never volunteered that "Road Atlanta" is not just some little public road near Braselton. They paid over $32K in repairs on the 993. It looked and drove MUCH better when I got it back. Both the body shop and Jim Ellis Porsche totally ripped the insurance company off.... BIG TIME. Example: the heat exchangers had a few scratches. Not dents or even tiny dings.... just scratches in the surface. Could have been there before the accident, who knows. Jim Ellis charged insurance for replacement of both with new items. $900 each. The overcharging and replacing on non damaged things was huge. I loved it! I love it, too, when MY premiums go up because of shenanigans like this.  | ||
| RockStar (Remix)
New member Username: Remix Post Number: 27 Registered: 3-2003 |
Also it's a good idea to be careful with your homeowners insurance as well. I won't make a claim for ANYTHING unless it's absolutely necessary. Everything's out of pocket. They have this strange way of canceling you for too many claims even if it's due to Mother Nature. I'm pretty adept at fixing crap around here, so no big deal unless the repair is enormous. Knock on wood. Yes, Sprint PCS. The Evil Frickin' Empire. These guys are so bad the web is just full of complaints about them. I've never seen a company before that was so good at pi**ing off their customers. In my 30+ years I've never experienced anything like them. Absolute bottom feeders. If I could afford it, I'd pay people to stay away from Sprint. When I see a person with a Sprint phone, I just think, "that poor, poor bast*rd". Someone needs to kill that stupid GEICO gekko. It was funny for like 5 minutes. REMIX | ||
| acw (Acw)
Junior Member Username: Acw Post Number: 148 Registered: 2-2002 |
Andreas, be careful with Allstate. They recently added some exclusion specifically against DE and any track event. The way the new legal language reads it is even unclear whether a car is covered when stationary on a race track paddock. ACW | ||
| P. Thomas (Ferrari_fanatic)
Member Username: Ferrari_fanatic Post Number: 295 Registered: 4-2003 |
Insurance companies will do everything in their power to ensure that they do not lose a penny, (of OTHER PEOPLES money). Think about that. It is other people's money that they are collecting in the form of a premium. Then if you do make a claim, they jack your rates up. In that case your covering your own loss! A couple of years ago, many California insurance companies started a moritorium (sp?) on new home owner's insurance policies. They said we are not writin new poicies in California due to the loss from natural disasters. I thought that was why they are in the business, to insure in case of a loss. When you apply for home owner's insurance, they actually run your credit report. That is right your consumer credit report (with your Fico score) to see if you are high risk for a fradulant claim. Auto insurance underwriters pull info from the DMV (makes sense) and a database showing ALL of your past claims. A friend of mine bought individual health insurance. They excluded him from any heart realted issues. That is why he is buying the insurance. Okay, I will stop. The whole thing is a rip off. | ||
| Rob Lay (Rob328gts)
Board Administrator Username: Rob328gts Post Number: 5034 Registered: 12-2000 |
Sprint PCS... LOL | ||
| Dr Tommy Cosgrove (Vwalfa4re)
Intermediate Member Username: Vwalfa4re Post Number: 1173 Registered: 5-2001 |
I have said this on a similar Off Topic thread and I will say it again: I am a dentist and deal with insurance companies on a daily basis. I cannot tell you how many times I have been LIED to by them. That's right, LIED to. LIED to again and again. LIED to. Have I been clear enough for any insurance company that may be reading this? Please do not misunderstand me. I said L-I-E-D to by YOU. The only way I have been successful in the worst cases is thru the ins. commissioner. That will make them jump and behave quick. Please don't even get me started... | ||
| William H (Countachxx)
Advanced Member Username: Countachxx Post Number: 2541 Registered: 2-2001 |
GEICO is famous for being slimey. Unforetunately I now own a piece of GEICO cus I bought Berkshire hathaway stock. You could call Warren Buffet I guess LOL | ||
| Bob Cowart (Bob_cowart)
New member Username: Bob_cowart Post Number: 23 Registered: 3-2003 |
Here's a source for DE insurance: http://www.americancollectorsins.com/ | ||
| Terry Springer (Tspringer)
Member Username: Tspringer Post Number: 529 Registered: 4-2002 |
Here is a similar story... true, happened to me. About 5 years ago, I had all our cars insured with USAA. I called them to make sure my 993 would be covered doing a PCA DE. I explained exactly what it was, and that racing was strictly prohibited. IT was just in inquiry to see if it was ok. They cancelled me. Immediatly. On the phone. The guy I was speaking with told me to hold on for a minute while he checked with an underwriter. He was gone 10 minutes. He never came back. I got a different woman instead. She simply stated that they did not cover racing and that effective immediatly USAA was cancelling coverage on my Porsche. Period. I then switched all of my cars to insurance through Sentry, where my homeowners policy was. 3 weeks after making the switch, I did my next DE event. 2 laps after posting my personal best ever at Road Atlanta.... I went off outside turn 3. The grass was wet. I slid down the hill and into the trees. SMASH. BANG. VERY BAD. I had the car towed to my home that day. The next morning I had it towed by a different company to a top quality body shop here in Atlanta. Then I called the insurance company. They asked what happened. I said "I was on Road Atlanta, lost control and crashed into a tree". They said "where is Road Atlanta". I said "Near Braselton GA.". They said "ok". End of discussion. They never asked if I was on a track. I never volunteered that "Road Atlanta" is not just some little public road near Braselton. They paid over $32K in repairs on the 993. It looked and drove MUCH better when I got it back. Both the body shop and Jim Ellis Porsche totally ripped the insurance company off.... BIG TIME. Example: the heat exchangers had a few scratches. Not dents or even tiny dings.... just scratches in the surface. Could have been there before the accident, who knows. Jim Ellis charged insurance for replacement of both with new items. $900 each. The overcharging and replacing on non damaged things was huge. I loved it! 3 weeks after the accident, Sentry cancelled my insurance. HAHAHAHAHAHAHAHA Now here is a funny followup: Last week I was shopping for car insurance after purchasing the Daytona. I called USAA again to see if they would insure it or perhaps do a better deal on my daily cars. I am with progressive now and getting ripped off. Its been 5 years since the accident and Ive been totally clean. USAA goes to give me a quote.... including on my '69 911S. The guy comes back and says "I can insure your Isuzu's but not the Porsche". "Our system has you noted as a racer and will not allow coverage on any sportscars. I'm sorry". Just from Inquiring about DE coverage 5+ years ago.... USAA has banned me for life from getting ANY coverage on ANY Sportscar! God I hate insurance companies. Dont even get me started on their total denial of any benefits or coverage for my sons Autism treatment. Its CRIMINAL. There is a special place in hell for insurance company executives. | ||
| RockStar (Remix)
New member Username: Remix Post Number: 25 Registered: 3-2003 |
Go here and do a search: http://badbusinessbureau.com/ Very entertaining stuff. REMIX | ||
| RockStar (Remix)
New member Username: Remix Post Number: 24 Registered: 3-2003 |
Aaron, this is true. Car and Driver ran a scathing piece about them in the early/mid 90s. Seems they will cancel you on the spot if they find out you have a radar detector. Furthermore, Geico likes to fund local police municipalities for the purchase of radar and LIDAR (laser) guns. The cops use these guns against you (because you're radar detector-less as a Gieco customer) and then raise your rates. What a racket. They do indeed suck - just about as bad as Sprint PCS. REMIX | ||
| Hans E. Hansen (4re_gt4)
Intermediate Member Username: 4re_gt4 Post Number: 1370 Registered: 4-2002 |
Are you guys working directly w/the ins co, or an agent? I KNOW my agent wouldn't report any such queries that I might make to the ins co. It would be bad for his business, and just plain stupid. | ||
| will h (Willh)
Junior Member Username: Willh Post Number: 60 Registered: 3-2003 |
Dr Cosgrove - I have taken the same approach to insurance, have the highest deductible I can get for my cars. Have passed on a few claims on homeowners and auto policies because I feared the consequences would not justify the small recovery. I wonder how many others feel the way we do. Thread related content: Tried Geico years ago, was very turned off. Hard to imagine they could be as bad as their reputation among enthusiasts, though. PS - What is "a reasonable price" for not just any Enzo allocation, but for a black on black one? And, can anyone recommend a "flaky broker?" Thanks. ;-) | ||
| Aaron Williams (Aawil)
Junior Member Username: Aawil Post Number: 196 Registered: 8-2002 |
I've heard alot of bad things about geico. One thing I've heard but not sure if it's true if they find out you own a radar detector they cancel you. I've heard people say that it has happened to them but I don't know of it's true. | ||
| Dr Tommy Cosgrove (Vwalfa4re)
Intermediate Member Username: Vwalfa4re Post Number: 1164 Registered: 5-2001 |
I think the big lesson here is to just keep our mouths shut around ins. co. I view my policies as insurance against CATASTROPHIC events only and I get the highest deductables I can to reduce my premiums. They are only there to prevent potential bankruptcy, if you know what I mean. I hate it but that's the world we live in. | ||
| Mark (Markg)
Member Username: Markg Post Number: 486 Registered: 2-2001 |
GEICO wouldn't even give me a quote to insure my 308 for daily driving. Told me I could find much cheaper insurance elsewhere. So I did. Never trusted talking lizzards anyway. | ||
| Rob Lay (Rob328gts)
Board Administrator Username: Rob328gts Post Number: 5031 Registered: 12-2000 |
LOL - I don't think any experienced user on FerrariChat.com can claim to be a know it all after you consider the true know it alls on this board. I'm humbled by the vast amount of information and experience users have. | ||
| Andreas Forrer (Tifosi12)
Intermediate Member Username: Tifosi12 Post Number: 1089 Registered: 10-2002 |
What's the difference between a rookie and a dealer on FChat? The dealer pretends to be a rookie, whereas some rookies pretend to be a F dealer.  | ||
| Rob Lay (Rob328gts)
Board Administrator Username: Rob328gts Post Number: 5030 Registered: 12-2000 |
Jim, you see the 5+ messages he posted the same thing in less than a minute and planned on posting who knows how many others until I blocked him. "Eazy fellas", that's crazy, he was plain and simple spaming the board. Actually, I've never seen such a blatant plastering in 2.5 years of FerrariChat.com. Even a newbie wouldn't do it like that if they made a rookie mistake. It was a commercial message. | ||
| James Glickenhaus (Napolis)
Intermediate Member Username: Napolis Post Number: 1452 Registered: 10-2002 |
Jim Check out his web site he's a dealer. | ||
| Jim Schad (Jim_schad)
Intermediate Member Username: Jim_schad Post Number: 1310 Registered: 7-2002 |
Easy fellas. I chat on some other boards for tips and when you are new to a board all you see are tons of sections so you aren't sure who reads what or how often so you go post crazy trying to cover your bases. | ||
| Rob Lay (Rob328gts)
Board Administrator Username: Rob328gts Post Number: 5029 Registered: 12-2000 |
He would of posted more, but I suspended him as soon as I could. Just sent an email to all the contacts at the company basically explaining why they shouldn't continue. We'll make their life hell and not like we mind, it's kind of fun to gang up on these rogue posters and companies.  Don't mess with FerrariChat.com! | ||
| TomD (Tifosi)
Advanced Member Username: Tifosi Post Number: 3753 Registered: 9-2001 |
yeah prob not the best way to get info - just postign your request in various threads | ||
| Ron Shirley (Easy_rider)
Member Username: Easy_rider Post Number: 461 Registered: 12-2002 |
Xavier, Welcome to the board, I guess... You have posted this message at least 5 times in different threads. I suspect that you are not going to be a very welcome member of this forum. I hope i'm wrong. It's up to you. | ||
| Jon P. Kofod (95f355c)
Member Username: 95f355c Post Number: 673 Registered: 8-2001 |
If you were a SERIOUS buyer of an Enzo......you'd already have one! Jon | ||
| Xavier Roy (Xory)
New member Username: Xory Post Number: 3 Registered: 5-2003 |
I am a serious buyer of Enzo allocation black on black at reasonable price. Contact me if you are a serious seller. No flaky broker please. | ||
| Jon P. Kofod (95f355c)
Member Username: 95f355c Post Number: 672 Registered: 8-2001 |
Rob, I have a friend who works as a claims adjuster for a major insurance company. Never, ever, ever mention or ask about DE's or mention the word track event. A lot of people voluntarily give insurance companies information in good faith that is used against them. Last year I was at an intersection in my truck (2500 crew cab w/ longbed). It's hard to see what's behind you in that monster. It was dark out and I saw no headlights luminating off the rear of my truck. Even little Geo Metros cause some illumination that can be seen even if you can't see the car. I was a bit over the white line so I backed up and clunk hit a Honda that was right behind me. He didn't have his lights on (it was completely dark). There was a little scrape on his rubber bumper about the size of a quarter. A police cruiser noticed us and came over. The owner said no big deal and we decided no action needed to be taken and the officer left. I called my insurance agent friend (he works with a company other than mine) and he said it was up to me if I wanted to report it to my insurance comany or not (Progressive). He did say they had instances of people bashing in their bumpers with a hammer and trying to collect money. I got a bit nervous because I have a Ferrari Owners Club sticker on the truck and the guy in the Honda noticed it and asked if I had one (a Ferrari). I of course lied and said no....just joined the club. I called my insurance company and told them the whole story but that no claim was filed by either party and that no damage was done. Three months later my premiums went through the roof (and they don't even know I have a Ferrari). None of our daily drivers are fast hot rod cars (Audi station wagon and Chevy truck). I called them and they said the incident was the factor. They said I admitted that I backed into him. I reiterated that he had no headlights on but they said I backed into him...end of story. I switched to another company. As for DE's and track events, I have had to deal with the issue on occasion with my Porsche. Prior to the last two years most insurance companies used boiler plate terms like "no timed event or competition". Andreas: check with Allstate as some states they write policies in have instituted language that states no claim will be covered if the car is damaged on a track used specifically for racing. In other words you don't need to be racing but just doing a parade lap at race track is void and null. Most insurance companies will atomatically deny the claim even if their policy contains the old "timed/competition" language. Most pay in the end but not until they see how persistent you are in getting legal help. Basic rule of thumb is don't drive like you can afford to total your car at the track if you can't. My neighbors, who are in their early 50's, and never ever ever been to a track, recently bought a new BMW X5 and where asked by their insurance company if they planned to race it or take it to a race track. They thought the question was so hilarious that they asked the person on the phone if they knew Jon Kofod. they couldn't believe they would be asked this on a Sport Utility. Regards, Jon P. Kofod 1995 F355 Challenge #23 Website: http://neverlift.homestead.com/flatout.html | ||
| arthur chambers (Art355)
Intermediate Member Username: Art355 Post Number: 1794 Registered: 6-2001 |
Rob: Check with Texas counsel. If you guys have a robust "good faith" requirement in the law, you may be able to make them insure you and perhaps pay damages. Art | ||
| Kevin Marcus (Rumordude)
Junior Member Username: Rumordude Post Number: 139 Registered: 9-2001 |
dude, just use chubb. they dont dicker around, although I also didnt ask them to insure my race car. i've seen more of an influence in my life insurance premiums than insurance at this point.... | ||
| P. Thomas (Ferrari_fanatic)
Member Username: Ferrari_fanatic Post Number: 289 Registered: 4-2003 |
When the dealer asked curiously what I would be using the car for primarly, I replied: "High speed, cross country runs from Florida at night with my lights off." Than I asked the dealer where the very best place would be to "hide" illicit drugs while traveling cross country at high speeds only at night.... I did not get in any trouble??? | ||
| Lawrence Coppari (Lawrence)
Member Username: Lawrence Post Number: 626 Registered: 4-2002 |
I heard on the news two weeks ago that people have had their homeowner insurance not renewed just for asking 'what if' type questions. | ||
| Scott A. B. Collins (Scott)
Junior Member Username: Scott Post Number: 145 Registered: 6-2001 |
I have had State Farm since I was 16 years old, and I have called to ask them questions about covering TE 4 times. Never any issues, questions, etc.--just "yup, you're covered". Car & Driver did something (an editorial?) on GEICO several years ago, and it was very negative. Try to take your business elsewhere. | ||
| Jim Schad (Jim_schad)
Intermediate Member Username: Jim_schad Post Number: 1309 Registered: 7-2002 |
i found a site called www.intelliquote.com that gives various life insurance quotes from diff companies. they might do car insurance too or somebody else does similar service. | ||
| todd a tiede (Apex)
New member Username: Apex Post Number: 10 Registered: 7-2002 |
Rob, Happens every day and the Ins Co. don't know a driving event (track) from parade. I have extensive experience as I run driving events in the midwest. The 'typical' scneario for anyone haivng a shunt on the track within a drivers ed program almost alqays entails the non renewal of the drivers policiies. I always tell the owner to start shopping for ins prior to settling with the ins co. It is a great deal easier to obtain ins prior to being dropped/non renewed then the other way around. GEICO is notoirous, but your state ins commissioner should be able to open their eyes... Absolutely pimp them via state regulators and move on... Cheers! | ||
| DJ (Godfather)
Junior Member Username: Godfather Post Number: 83 Registered: 11-2002 |
Sorry about the experience. Good luck getting a good rate elsewhere after they cancel you. | ||
| Rob Lay (Rob328gts)
Board Administrator Username: Rob328gts Post Number: 5027 Registered: 12-2000 |
Yes Dave, again, being Mr. Nice Guy was bad. | ||
| Rob Lay (Rob328gts)
Board Administrator Username: Rob328gts Post Number: 5026 Registered: 12-2000 |
I'm actually disappointed as they've given me great rates, but looks like I have to shop around. I think I'll find a State Farm/All State type local agent to me and build a long relationship. However, State Farm ticked me off even more back in 1997 before I went to Geico when after just one ticket they cancelled me. Lately insurance companies have just ticked me off to no end... health, dental, home, and now auto have done something in the past few months that really ticks me off. | ||
| Craig A (Milo)
Junior Member Username: Milo Post Number: 181 Registered: 4-2003 |
Geico couldn't get close to what I have with State Farm either. I do have a multi car policy and home owners with State Farm so I get discounts. Plus I have a perfect driving record coming up on 10 years. Even still Geico was several hundred dollars more. My agent is great as well, meets me on my schedule not his. Calls me at least once a year to see if things are going well and to make sure I don't have too little or too much insurance. | ||
| Dave (Maranelloman)
Intermediate Member Username: Maranelloman Post Number: 1701 Registered: 1-2002 |
Sorry to hear that, Rob. Geico are renowned to be bastards. I would VIGOROUSLY pursue it with the state insurance dept., as they are under a lot of public pressure right now to rein in some insurance company abuses... And remember: sometimes it's easier to get forgiveness than permission. | ||
| Jim Schad (Jim_schad)
Intermediate Member Username: Jim_schad Post Number: 1308 Registered: 7-2002 |
I can't stand geico. got quote from them that was twice what I was paying at state farm. | ||
| TomD (Tifosi)
Advanced Member Username: Tifosi Post Number: 3750 Registered: 9-2001 |
it kinda bullsh*t because they say they are denying you for something they don't even cover????? hello????? Its like having a life insurance policy that does not cover death do to bungee jumping but then cancels you because you bungee jump?? | ||
| Craig A (Milo)
Junior Member Username: Milo Post Number: 179 Registered: 4-2003 |
I always wondered how Geico saved you so much money. They cancel your policy. Insurance... what a crock. | ||
| Jack (Gilles27)
Member Username: Gilles27 Post Number: 900 Registered: 3-2002 |
My State Farm agent told me from day 1 that I'm covered on the road, but if I ever decide to track the car, I'm on my own. | ||
| Rob Lay (Rob328gts)
Board Administrator Username: Rob328gts Post Number: 5025 Registered: 12-2000 |
Geico covers everything but racing, but they think DE's are racing. | ||
| Rob Lay (Rob328gts)
Board Administrator Username: Rob328gts Post Number: 5024 Registered: 12-2000 |
yes, it was just a non-renewal, they already reanalyzed for about 10 minutes this morning. they wouldn't even go to a site I found that explained the type of event and typical insurance policies. | ||
| Andreas Forrer (Tifosi12)
Intermediate Member Username: Tifosi12 Post Number: 1085 Registered: 10-2002 |
Maybe I'm lucky with my Allstate agents here, but I once asked them about this (in connection with renting a Ferrari). And they explained, that they cover everything but racing. They haven't cancelled me so far. | ||
| TomD (Tifosi)
Advanced Member Username: Tifosi Post Number: 3748 Registered: 9-2001 |
they cannot cancel you outright but they can probably deny you renewal when your policy is up, it varies from state to state but normally they can deny renewal to a certain percentage of their customers without a reason. I would write them a letter and clarify the situation and ask them to reconsider. | ||
| Rob Lay (Rob328gts)
Board Administrator Username: Rob328gts Post Number: 5023 Registered: 12-2000 |
I guess I'm the sacrificial lamb for this, so I wanted to share my experience and pain, so others don't go through it. BTW, this has nothing to do with the challenge car, it's all unrelated. Over a month ago I called Geico (6 year customer, 5 cars, very few claims) to inquire as a good customer if they cover Driver Education events at tracks. They said yes, as long as it wasn't racing. I knew some insurance companies did and some didn't, so I wanted to ask. Last week I get notice that they're not renewing any of our 5 cars on the policy because... "Vehicle(s) being used for racing purposes." This is 100% false, never have any of these cars been used for racing by me and under the Geico policy. I called today and they can cancel you just for being a good customer and asking. So, they're in the wrong to consider DE racing, but even so, how can they cancel me for just asking? I've already filed my complaint with the Texas Department of Insurance based on the 100% false reason of my cancellation. I recommend the following... 1. Never even ask your agent or company if they cover track, autocross, or rally events. 2. If something does happen, then your insurance company will pay, however, they will then have the right to cancel you. Which they can for about any reason anyway. Any insurance agents out there? |