Worst Nightmare Happened (Need Advise)

ask for dave

nothing $5-7k won't fix.

 

If this is your worst nightmare- You've had a pretty good life!

Sorry about your luck, as I know it stinks, but as long as you and your family are alive and safe, money can fix the rest.

 

I will be you that they guy **** himself when he backed into a Ferrari. ...
Ask the insurance company for the depreciation for having a ding on the carfax.

 

Worst nightmare ever? Someone put a dent into your bumper.

Read some of the threads here where guys have died in crashes, lost their spouses or significant others to drunk drivers, or are fighting for their lives against cancer, now those are nightmares.

What you have is a little crack in your bumper. No one got hurt, no one died, and the car still drives straight as an arrow.

Sorry for my tone, but I'm not having a great day. Got on the phone last night with a long time member here who is fighting cancer and has failed kidneys and is bed ridden in the hospital. I may not have 100% the best perspective on your version of a "nightmare" right now.



D

 

It's called "diminished value" and good luck with that. Hire an attorney now if that's the way you're thinking of going.

Easier solution? Take pictures of the damage, lots of them, good ones. Then print them, with the date stamp showing so that you can tie them in with the repairs. It's a crack in the bumper, not a bent frame. Diminished value claim on that is gonna be tough. Proving to a prospective buyer that the damage was minimal, is pretty easy.

Damn, I am in a ****ty mood. I'm gonna sign off now before a moderator hits me with a big old banning stick.


D

 

Needless to say, it's his "worst nightmare" related to his car, hence the reason posting on a Ferrari forum

This totally sucks! Sorry about you incident. It's something most of us worry about. I' quite sure the insurance company will cover a new bumper - you should not have worries about that. Find a great painter that can nail the metallic and color match and you will be golden

Best of luck!

 

Ask any Ferrari dealer and they will tell you that almost every car has resprayed front and rear bumpers. No sweat not a big deal. Sometimes you have to take a deep breadth before you put in a claim especially with the deductibles we carry. It might've been better to just fix on your own no claim no carfax ...

 

Kinda to the above.. compared to a REAL problem like a spouse or child having a serious medical problem, this is nothing at all.

It sucks.. but you're going to be fine. Looks like it still drives and runs like a Ferrari should!

If you're going to sell it.. you might try pushing for diminished value, esp. if it's an F1 and if it resell is a possibility. If you don't want the Carfax you could also pick up a used bumper and respray it.. or fill it and respray it. No frame damage = what the bumper is meant for! FYI mine has a crack in the front bumper and some pretty serious scrapes and a crack or two in the rear bumper. Never bothered me a bit.

Sorry that this marred your weekend... but in perspective, it's still the same great car!

Edit: Looks like its fiberglass.. if it were me, I'd repair it and respray it out of pocket before sale. As above, a resprayed bumper is really no big deal. esp due to chips and road smudges. Who knows if you'll get another bump right AFTER you get it repaired!

 

+1000000

 

thank you! You are so wright!!! ..... worst nightmare.........

 

^^^^^^^
This ! If it can be fixed with money it ain't broke.

 

Truth

 

You think the ding is bad? Lol wait till you see how the hit on the car fax affects your resale!!! Then you will be having a bad day!!!

 

When I read 'worst nightmare', I thought somebody got killed or injured.

It's a crack in the bumper. Annoying, for sure, but not the end of the world. Fix it and be done. If the Carfax is going to give you fits, spend the few hundred to fix it with cash. If this is your worst nightmare, try plopping your charmed life into Iraq for a couple of weeks. You'll come home and be excited to see that crack.

 

I would ask the guy not to run it through the insurance. It will hurt his monthly premium and your resale value on the car. Fix it without using insurance and carfax will never know.

 

For the weekend get the paint code buy some touch up paint. Get a fine paint brush and fill the scratch. Put little dots along the scratch. Don't try and paint it with a brush stroke. Dot dot dot until it's filled in When it dries rub it out with compound it will cover it up for the weekend.
Worst thing you did is call ins company. Now it will show on the carfax. Big deal for a Ferrari

 

Wow, some people are moody and 'holier than thou' and need to RELAX.

It friggin' sucks and the OP has every right to declare 'worst nightmare'. We're on a Ferrari forum (not FB) and some distracted monkey hit his baby...give him a break and some sympathy. If it happened to you, you'd be distraught too.

OP - you might seriously consider asking the guy to pay whatever he can out of pocket and repairing the damage without filing a claim. At least that way you'll avoid a CarFax report which is the kiss of death for resale. Take plenty of pics and keep the receipts for the respray - be forthright with potential buyers (in the future) - you'll come out ahead. The driver of the ExploDer will probably be better off in the long run too.

 

Don't feel bad about feeling bad for your incident. Rather, interpret the above posters' responses as "your problem isn't as big of a deal as you think it is, consider yourself lucky". I don't think people would/should get offended about you feeling bad for your car, we're all enthusiasts and love and care for our babies. At the end of the day your car will be fixed and in a few days you'll forget about the whole incident. Enjoy the rest of your weekend.


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Honestly, for that little paint mark, I'd drop the claim and just have a body shop respray it. The depreciated value is going to be worth way more that a quick respray from having the claim at all.

If you want, call your local dealer and ask who they outsource for their body work. Go to that garage as they'll have all the correct paint codes and information on how to fix it, pay cash, and be done with it.

 

I agree here.

If you're concerned about diminished value, pay for the repair out of pocket and forget about it. A similar thing happened to a friend with his new Aston Martin V12 Vantage. His $4000-5000 fender bender became a $20,000+ hit to resale value. It's been almost a year, the car's not fixed yet and nobody wants to pay the "mystery money". He's trying to work a trade-in on another new car (he only had the car for a couple weeks).

 

Amen brother. Solid advise.

 

I agree but it's to late. Ins company has already been informed