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  #1  
Old 07-07-2017, 10:55 AM
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Florida vehicle insurance Q?

Hi guys.

I have a general umbrella liability insce. plan.

One of its requirements is that I maintain a min of $1mm liability coverage on my US vehicles. Progressive offers only $500k on my Florida car.

Can someone please rec an insurance provider who can offer a min of $1mm liability coverage?

Thanks.
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Old 07-07-2017, 12:29 PM
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I have Geico (Orlando, FL if that matters) and I maxed my coverage to bodily injury liability to $1 million per person/$1 million per occurrence. Property damage liability I maxed at $500k per occurrence.

Are you trying to get property damage and/or bodily injury liability to $1 million? If it's property damage, than GEICO wouldn't unless you probably call them to see if they can provide more.
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Old 07-07-2017, 02:17 PM
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Try Allstate. I know they offer it for my cars in Virginia, but didn't ask if that level is available for Florida car coverage. I have an agent in each state as they can't cross state lines, but both policies are listed in a single Allstate web account.
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Old 07-07-2017, 02:22 PM
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If you have nice stuff and you want the appropriate coverage, don't insure your valuables with the discount brands. All my valuables are with Chubb and I pay more. When I had a bad accident in my rover, it was well worth the premium. I use Space Coast Insurance even though I am in Orlando and the service the hell out of me.
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Old 07-07-2017, 03:04 PM
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Thanks guys. I'll try allstate and geico.
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Old 07-09-2017, 09:50 PM
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Melissa Fraley specializes in exotics. She represents Chubb, Hagerty and all the high end insurance carriers. She is in Tampa area and her office number is 727-447-6481
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Old 07-11-2017, 09:20 PM
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chubb, hagerty, pure
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Old 07-11-2017, 10:07 PM
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Allstate will not do it. Our neighbor is an allstate agent and they don't insure over 100,000 . We have a 430 and a 458 with state farm. I don't think Geico does exotic cars in FL either. I will be happy if someone proves me otherwise.
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Old 07-12-2017, 11:56 AM
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Quote:
Originally Posted by blackbolt22 View Post
I don't think Geico does exotic cars in FL either.
I am moving to FL fulltime and am in the process of getting quotes. Geico did provide me with a quote for my 488 Spider. It includes two other cars so that may have impacted their decision.
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Old 07-13-2017, 08:39 PM
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My FF is insured in Florida with Met Life. Don't recall coverage limits off the top of my head, but I was pleased with the coverage and the cost.
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Old 07-16-2017, 10:04 AM
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Quote:
Originally Posted by blackbolt22 View Post
Allstate will not do it. Our neighbor is an allstate agent and they don't insure over 100,000 . We have a 430 and a 458 with state farm. I don't think Geico does exotic cars in FL either. I will be happy if someone proves me otherwise.
For Allstate, I believe it must be a state/local thing. I got a quote from Allstate in Virginia for a new Cali (~$200K) a couple of years ago that I ended up not buying. Then again, perhaps Allstate has changed their corporate policy on Fcars everywhere since that time. For what it is worth, Allstate makes me have a separate policy and agent in Virginia and Florida where I have my ordinary cars registered.
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Old 07-16-2017, 04:22 PM
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I have AIG
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Old 07-17-2017, 09:55 PM
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I have geico auto and umbrella. My normal is 250/500 then umbrella kicks in
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