Florida vehicle insurance Q?

Discussion in 'Florida' started by jamie140, Jul 7, 2017.

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  1. jamie140

    jamie140 Formula 3
    Rossa Subscribed

    Oct 17, 2004
    2,109
    GTA/Marco Island, fl
    Full Name:
    Jamie
    Hi guys.

    I have a general umbrella liability insce. plan.

    One of its requirements is that I maintain a min of $1mm liability coverage on my US vehicles. Progressive offers only $500k on my Florida car.

    Can someone please rec an insurance provider who can offer a min of $1mm liability coverage?

    Thanks.
     
  2. BMW.SauberF1Team

    BMW.SauberF1Team F1 Veteran

    Dec 4, 2004
    9,935
    FL/AL/DC
    I have Geico (Orlando, FL if that matters) and I maxed my coverage to bodily injury liability to $1 million per person/$1 million per occurrence. Property damage liability I maxed at $500k per occurrence.

    Are you trying to get property damage and/or bodily injury liability to $1 million? If it's property damage, than GEICO wouldn't unless you probably call them to see if they can provide more.
     
  3. energy88

    energy88 F1 Rookie
    Silver Subscribed

    Jan 21, 2012
    2,513
    Fredericksburg, VA
    Full Name:
    John
    Try Allstate. I know they offer it for my cars in Virginia, but didn't ask if that level is available for Florida car coverage. I have an agent in each state as they can't cross state lines, but both policies are listed in a single Allstate web account.
     
  4. UCFJWH

    UCFJWH Rookie

    Jan 5, 2016
    13
    Orlando
    Full Name:
    Jason Hendren
    If you have nice stuff and you want the appropriate coverage, don't insure your valuables with the discount brands. All my valuables are with Chubb and I pay more. When I had a bad accident in my rover, it was well worth the premium. I use Space Coast Insurance even though I am in Orlando and the service the hell out of me.
     
  5. jamie140

    jamie140 Formula 3
    Rossa Subscribed

    Oct 17, 2004
    2,109
    GTA/Marco Island, fl
    Full Name:
    Jamie
    Thanks guys. I'll try allstate and geico.
     
  6. Redrrari

    Redrrari Karting

    Oct 17, 2016
    74
    Melissa Fraley specializes in exotics. She represents Chubb, Hagerty and all the high end insurance carriers. She is in Tampa area and her office number is 727-447-6481
     
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  8. ross

    ross Two Time F1 World Champ
    Silver Subscribed Owner

    Mar 25, 2002
    22,149
    houston/geneva
    Full Name:
    Ross
    chubb, hagerty, pure
     
  9. blackbolt22

    blackbolt22 F1 Veteran
    Silver Subscribed

    Sep 25, 2007
    5,297
    Boca, FL
    Full Name:
    Mr. Anderson
    Allstate will not do it. Our neighbor is an allstate agent and they don't insure over 100,000 . We have a 430 and a 458 with state farm. I don't think Geico does exotic cars in FL either. I will be happy if someone proves me otherwise.
     
  10. PA Wolfpacker

    PA Wolfpacker Formula Junior

    Aug 19, 2007
    275
    SEPA/Naples, FL
    Full Name:
    Neil
    I am moving to FL fulltime and am in the process of getting quotes. Geico did provide me with a quote for my 488 Spider. It includes two other cars so that may have impacted their decision.
     
  11. Copasetic222

    Copasetic222 Rookie
    Silver Subscribed

    Jan 25, 2009
    48
    My FF is insured in Florida with Met Life. Don't recall coverage limits off the top of my head, but I was pleased with the coverage and the cost.
     
  12. energy88

    energy88 F1 Rookie
    Silver Subscribed

    Jan 21, 2012
    2,513
    Fredericksburg, VA
    Full Name:
    John
    For Allstate, I believe it must be a state/local thing. I got a quote from Allstate in Virginia for a new Cali (~$200K) a couple of years ago that I ended up not buying. Then again, perhaps Allstate has changed their corporate policy on Fcars everywhere since that time. For what it is worth, Allstate makes me have a separate policy and agent in Virginia and Florida where I have my ordinary cars registered.
     
  13. italiafan

    italiafan F1 Veteran

    Jul 19, 2006
    8,422
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  15. Goonthree

    Goonthree Karting

    Nov 28, 2010
    118
    Orlando
    I have geico auto and umbrella. My normal is 250/500 then umbrella kicks in
     
  16. Joegnsx

    Joegnsx Formula Junior
    Rossa Subscribed Owner

    Dec 1, 2012
    887
    Valrico, FL & NC
    Full Name:
    Joe Gliksman
    I was with Allstate with the 430 which was >$100k so apparently they do insure them in FL. It could be because I added the Ferrari after being with them for 20+years?

    I say was with Allstate because I moved all the sports cars to Hagerty over a year ago--and am very happy.

    Still have the daily drivers with Allstate and happy with them too.
     

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