Australian sub prime mortgage market.

I could have told you that!!

 

or the guy whom has bought a car and has to pay for it (overseas buy)

 

renting is the answer!

 

hey what about the guy whom was murdered and 7 people have been charged! who needs friends.

 

Not quite correct if you think about it.

If the US market is in the $****, it WILL effect us for several reasons amongs which is the fact that US purchase a huge amount of Chinese produce. When they have to tighten their purse strings, they buy less from China. In turn, China reduces their production which means they reduce the amount of raw materials such as steel, coal, wool etc etc that they buy from us. It's called the global economy and we are part of it.

 

and Tuna?

 

Japan buys most of our tuna. China buys Beche de Mer, coral trout, shark fin and abalone.

 

and eal?

 

Tha specie hasn't been invented yet.

I think you have been *fealing* it too much

 

black eels?

 

China buys Shark fin from Indos, who kills sharks in our water.

 

USD : AUD is at 0.787 : 1

with peak season surcharge slapped on every single freightline there is around the world. We're in for a high cost christmas. how can our dollar drop 10 cents out of 88 cents in 2 weeks??

by this rate, we'll be back to 0.55 : 1 like not long ago again.

 

thats pretty bad ........ how am i gonna buy cheap stuff of ebay America

 

dow down 300 , then late rally , closed down 15 i think . see what happens here today

 

Yep, they also buy from them too. There has been a big crack down on illegal fishing. Last time I was in Darwin, there were around 30-40 Indo boats that had been confiscated for illegal fishing. A mate of mine up there has the job of burning them once the court order goes through.

By the way, do you know Alan W?

 

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that job sounds fun

which Alan W?

 

He's a fisherman and a top bloke. Has a place in Nelson Bay NSW but travels around Oz heaps. Have a feeling you may know him but could be wrong.

 

nar sorry mate, don't know him. But by the sound of things i'll fish with him anyday tho.

need to polish up my fishing skill a bit first tho.

 

Rob, do you provide loans for interstate customers?

 

Ahhh yes; but is he exposed to the sub-prime market?

 

well sub-prime is where i am right now, so i guess the answer is yes

 

Yes ,and I have a office in Perth.I'm Internet savey.

 

nope to smart and I/we only go to 65/70% lvr on Private loans.90% of my book is prime lending.

 

Good move. So what competitive advantage do you offer over the big banks to attract prime customers?