Oh wow, I didn’t see that coming!
American Modern quoted me $4100/year. Has liability and collision, so that's not horrible. Trying to get in touch with Chubbs as well.
I added my 05 F430 to my progressive insurance policy and it was $181 more per month. This is also California, keep that in mind. Its pricey in Cali.
Grundy has just quoted me $1800/year all in quote. Does anyone have any experience with Grundy? Very happy with the number I received from them, just wanted to know if anyone has ever dealt with them in the past.
Is this collectors' insurance? Just check if it's a stated value policy and that you're OK with the value if something happens. Normal car insurance, like Progressive or Allstate, is based on book value, which may be a lot less than you think if something happens. On the plus side, normal car insurance has fewer restrictions.
Yes, looks like it. They have an agreed value on the car which I stated $150,000. No limitations on the miles the car gets driven annually. It does, however, says that the car should not be driven to work/to run errands/ etc. OK to drive it for a nice weekend drive.
I didn't realize how big the zip code was. My buddy and his wife, who are demographically identical to us as far as age, income, years of driving, etc pay almost 2x what we do based upon where they live, which is only about 20 minutes away.
Progressive reluctantly gave me a new quote once I told them I was shopping for other policies. Also interesting to see that they knew I was shopping for a new policy, as the second I got new quotes, I started receiving emails from Progressive.. anyway, they quoted me $1800/6month (Was $5500 before when adding collision) for the 2-cars all in. $140,000 agreed value on the F430. Happy with it, but still not the best quote I got. I want to try USAA next and Chubbs
Why would you do that? If something hits the car like a tree in your driveway or your roof falls down in your garage, you aren't covered for damage on the car.
I have Grundy for both my vehicles, ACV on both [agreed cash value] pleasure only driving windshield coverage and towing. Just make sure you have ACV..Collision is imperative for any car especially these types anything less is just way too risky.....Grundy has great customer service. Good Luck.
I'm with state farm in Los Angeles with 250/500/100 and 2k deductible, clean record, late 30s: Arkonik Defender: $127.45/mo 21 G63: $372.66 04 360 Spider: $270.22 01 360 Modena: $238.20 04 G55: $185.19 Every time I've asked about agreed value, State Farm says they won't do it. Every time I've spoken to Hagerty, they've had a bunch of stipulations that makes it annoying like needing to insure a vehicle for a full year and having to stay in the garage. They won't touch SUVs because they may be a daily even if they are not. I've asked why the 360s are so expensive cause my 07 GT3 was like $190/mo (and worth twice as much) and they explained that body work is significantly more expensive on the Ferrari which makes sense. Most panels on a GT3 is shared with a base Carrera that they made a zillion of.
