Now I need to hitch hike to get to work

Saturn, that really sucks. I certainly hope it doesnt ding your insurance as you say.

I can only imagine your frustration and feel your pain. May not be the right time, but I just gotta ask....please tell me you got pics of this beast with the new wrap?

 

LOL!!

 

dont change insurance companies for 3 yrs, and they will not pull an abstract of your license.

Go to the office monday morning when it opens and get it sorted out -

something like this happened to me a few years back, my license was suspended for 7 months and i had no idea - when i went to redo my license that year at the office , they told me, imagine if the cops would have plulled me over, it would have beeen the same as you.

I had a ticket doing 115 in 100 that i didnt pay - thats because i went to fight it, and never heard back in the mail and forgot all about it - i had to pay that charge, and then i got my license back and renewed -

Another form of theivery -

 

Ontario operates a major racket with MTO, Police and insurance companies. They will suspend license over anything(and NEVER inform you, docile pothead Canadians just go along with it) just to milk you for the $150 reinstatement fee, and insurance companies treat any suspension as if you've murdered someone in cold blood(do not even mention the word suspension to your insurer). You should read the Canadian threads over on some of the other supercar forums, pretty much owning a supercar in Canada is useless unless it never leaves the garage. I believe some forum members on this board or another even had police impound car out of sheer spite. You were *very* lucky your wife was present(no surprise cop made insult, serfs aren't suppose to own nice cars), otherwise it would have been an impound with redneck joe scratching up that fine italian interior looking for pocket change. Yep as Big Red said, best place in the world!

 

Insurance companies renew almost every 6months these days, and they religiously scan their bases. He will get a rate hike within a year of that ticket showing up. This is Ontario, where people pay 12,000 a year in insurance to drive cars around for a few months. I wish Canadians finally got some backbone.

 

Insurance companies have Millions of drivers on file, and the ministry charges them $4.00 for a drivers license abstract - the cost to pull an abstract on every driver they have as a policy is not feasible financial, and more importantly, they dont have the labour force to review all these files either. Therefore, if you stay with the same insurance company and dont make a claim in 3 yrs, they will never know of this -

 

The only pothead on here is you. Your constant diatribe about Canada this and Canada that is incredible. Nobody here pays $12,000 unless the have a really bad driving record. You make it sound like our cops are nazis. You should worry more about your own country that has erroded your rights and freedoms more than any civilized country in the world. They disguize it as "homeland security". Insurance companies in the USA renew every 6 months.....stop getting the two countries mixed up!

 

F*** Ontario. The nanny-policing methods of this place are just driving many of us up the wall, year by year. I for one am glad I won't have to look at ridiculous taxes, 6 months of cold, useless weather, horrendous "laws" that deter anyone who has even the slightest enthusiasm for anything with a motor. It's funny. If only Toronto could exist in a different province/country, it would be perfect.

 

Move the the good ole USA then. There is nothing stopping you.

 

Already on it

 

There are tons of Lambo and Ferrari owners with newer models paying upwards of *12G* a year for insurance in Toronto. A bad driving record in Ontario means 1 speeding ticket which can happen to anyone having a little bit of fun. Even with a CLEAN record, the insurance rates are absurd. There's maybe 1-2 companies in the entire province that even handle supercar insurance.

You can insure a Ferrari stateside for less then what people pay in Ontario for Honda Civics, get your facts straight. Insurance renewals depend on company/policy and they religiously look for infractions(you won't even be able to get an online quote if you select the suspension box). I'm not making it sound like anything regarding cops, look at what people are posting. 2 people in this thread admitted to having their license suspended without even being informed of it, and the OP stated how the cop launched at insult at his wife. Go to any MTO office during the day and see line ups out the door of people paying fines or being extorted for XXX YYY reasons. Sorry you can keep defending fantasy all you like GerryD. Your comments regarding "freedom" are highly hilarious and contradictory as well, as you admitted to being a huge fan and buddy of former OPP chief Julian Fantino, who was nothing more then a reincarnation of the gestapo.

 

+1 It does and its 10x better. Its called New York City.

 

You are pulling so much of this right out of your arse and you know it. You must be a 20 something who thinks the world owes you something. I know it’s a small thing but seeing as you know so much about Canada and how it works...try spelling in the correct English and stop substituting "is" for "are" and "then" for "than".
The lineups at the MTO are mostly people renewing their license and some of the many immigrants getting their drivers license for the first time. Again, stop pulling stuff out of your arse.
I take my Ferrari for all sorts of high speed runs but I do it way out of the city unlike many of our youth who love to drive at high speeds in traffic while making 3 and 4 lane changes on the 401. Those are not speeding infractions but careless driving charges and yes if you get convicted of one of those then you should pay big-time for insurance many of us don’t want you on the road anyway.

 

Oh sure, blame the new immigrants.

 

You know I really have to ask....How old are you and what type of Ferrari do you drive?

 

Rightfully so a new ferrari or lambo paying 12k a year insurance, and rightly so a house on the bridle path in toront pays 50 - 100K a year in property taxes - we got it right here - unlike our south side friends.

I pay $1,500 a year for my DD driver which is worther 35K - therefore a 350K ferrari and or lambo should be paying 12 - 15k - the % basis is bang on - We all know Canada is far from perfect, but right now, of all the 7B in the world, im preferctly happy to be one of 34M living here - dont let the plane door hit you and asb9987 too hard on the way out

 

Traitor

 

$477.00 For the year for my little Fcar.

 

I often drive higher profile cars than some of the blokes in this thread and I don't have any issues with the police. In fact, I've been driving a 500+ horsepower car lately and haven't had any trouble.

I don't know what kind of lives are led by some of the posters in this thread, but it must be a lifestyle I don't understand.

 

It’s called being young and procrastinating about owning a Ferrari. If a prerequisite to being a member here was proof of ownership, most of this crap would go away.

 

Wow, this thread sure blew up quick.

LOL! Don't worry Rick, the big decision is still a few years away. We'll see which side of the border comes up with the most lucrative offers

 

I'm taking a different view on the complainers. Most on this site are pro-Harper, pro-business types. So why would you complain when an insurance company charges rates that support their business model. Or is that only ok when it supports _your_ business model? Ditto with the police, they enforce our laws. Since pro-Harper implies pro-law-and-order, why would you complain? Or is it again only when the rules get applied to _you_ that it is not ok?

For OP, I guess the best thing is to 'assume nothing' when it comes to updating records at MOT or other services. We moved months ago and Visa still doesn't have our correct address figured out :-( We have learned to verify most of our transactions. In the computer age it is more likely that errors and omissions occur

Gerrit