Insurance for a 26 Year old Ferrari Driver in California

Hard to say without knowing what country you live in, plus several other factors (your driving record, how long have you had your drivers license, what other cars you've had insured, etc)

 

Call your insurance agent and give them the VIN of a potential car your looking at. I do this all the time.

My agent knows my voice over the phone ;-)

 

You will be paying alot of money for your insurance. That you can be sure.

 

Got another car? Even a beater truck? Or is this your only car? That might be a big limitation. Miles will be another.

 

Call AAA. They were over a thousand cheaper than Mercury. It does help though to have a second car. If it's going to be a daily driver with more than 5000miles a year, you'll pay more of a premium.

 

You should be right around 3,000 per year. Far less if you find a local non generic provider though

 

Please provide the name & # for the company that will cover a 26 year old in a 430 in California for $3000 per year.

Thankyou.
Ian

 

I just use state farm, here are rates for the vehicles I have owned (approx)
05 f430 spider 2600
12 FF 3100
13 california 2900
13 458 spider 3300
11 R8 spider 2200
13 gallardo performante 2600

Age range from 24-27 for the various cars

 

Fair enough. Thanks.

OP, there's your answer!

Ian

 

Geico just insured my 17 yr old daughter on my 360 and g55

 

Side question: which was your favorite?

 

But that's on your plan, correct?

Sounds to me like the OP is pretty independent.

 

The performante by far sir.

 

This is a waste of time, you should just call insurance companies and find out. To many personal contributors.

 

I disagree as we (family) have been Gold members of AAA for 40+yr's and AAA wanted $100/month over what I was already paying (less than 2yrs ago) for my '99 Miata (paid $90/M via Farmers), circa '04 and I have a clean record. I now pay $70/M for full coverage plus uninsured motorist on my '04 BMW 525i via GIECO.

Shop around to the OP but your age and the make does not play in your favor. I paid $1000/M in '82 for a POS '76 Datsun P/U.

 

Nice..and it was the last model off the production line!

 

26 YO and driving a 430 and you are worried about what the insurance will cost?

 

Absolutely! Paying a premium is one thing... Making sure you aren't getting ****ed is another.

 

You gotta pay to play.

 

These are pretty good companies to deal with regarding exotics:
State Farm
Farmers
Allstate

 

I don't think anyone on here got to where they are by getting stupidly ripped off. The rate on my 458 spider was 4x with farmers than State Farm. Would be pretty idiotic payibg that wouldn't it?

 

Is it a lot different feel from a regular Gallardo? Like a 'Stradale' or 'Scuderia' version?

 

Exactly sir, think 16m for the 430 only a gallardo.

 

I believe it is called 'bend over and grab your ankle pricing'!