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Hit by an Uninsured Motorist (Need Diminished Value & Loss of Use)

Discussion in 'Ferrari Discussion (not model specific)' started by Jcm91ca, Oct 14, 2018.

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  1. Smiles

    Smiles F1 World Champ
    Lifetime Rossa Owner

    Nov 20, 2003
    16,675
    Pittsburgh, PA
    Full Name:
    Matt F
    Not a few weeks later when you have no evidence.

    You don’t seem to have much familiarity with how the real world works.

    Matt
     
    gh0st0, INRange and Shamile like this.
  2. Jcm91ca

    Jcm91ca Rookie

    Jan 16, 2016
    36
    A police officer came but didn’t file a formal police report. He just helped us exchange information.
     
  3. INRange

    INRange F1 World Champ
    Silver Subscribed

    Jan 27, 2014
    12,844
    Virginia/Florida/Caymans
    Full Name:
    JD

    It would seem that this is the problem. As Matt said....the time for the police to take action has passed. I can't imagine someone hitting my one of my cars without having a police report citing the circumstances and capturing the insurance, registration and contact details. In most States, there is a threshold of damage and/or injury that also triggers a citation.
     
    gh0st0 and Shamile like this.
  4. azlin75

    azlin75 Formula Junior

    Jul 16, 2017
    785
    Kansas
    Full Name:
    Shawn Hicks
    I know here driving with no insurance is as bad as driving without a license, you get arrested and are required to appear before a judge. Also the bad thing is if you are on private property the police refuse to make a police report unless it is DUI, uninsured motorist, or driving without a licenece.

    Sounds like something odd there if the kid who hit you had no insurance but no report was done. And as others have said now it’s way too late to do much about it except chalk it up to a lesson learned. A word to the wise for everyone, there are lots of folks driving around with no insurance. Uninsured motorist insurance is almost the only way you will recover most losses.
     
    vrsurgeon and Shamile like this.
  5. 19633500GT

    19633500GT F1 World Champ
    Rossa Subscribed

    Nov 9, 2010
    13,200
    Blueberry
    Full Name:
    Muffin-Tops
  6. David_S

    David_S F1 World Champ
    Silver Subscribed

    Nov 1, 2003
    11,260
    Mountains of WNC...
    Full Name:
    David S.
    Yeah, that right there is just never gonna work, on any level, for any thing.
     
  7. thorn

    thorn F1 Rookie

    Aug 7, 2012
    3,324
    Tallahassee, FL
    Arrest is not the case in every state/jurisdiction.
     
  8. Cigarzman

    Cigarzman F1 Veteran
    Owner Rossa Subscribed

  9. azlin75

    azlin75 Formula Junior

    Jul 16, 2017
    785
    Kansas
    Full Name:
    Shawn Hicks
    Yeah I realize that, however given the opposite party had no insurance it’s odd that given he would have been at least cited there should have been a report. Unless the officer didn’t cite the kid for no insurance than I could see there not being a report on private property. It just sounds odd to me is all I’m getting at.
     

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