Best car insurance broker underwriter in Quebec?

In B.C. last year, average annual auto premiums were $1,680. The second-costliest province for auto premiums was Ontario, at $1,445.

On the other end of the scale, Quebec paid the lowest at $661 per year in premiums, followed by Prince Edward Island ($796 on average in 2017). In Quebec, the public insurance plan pays compensation for injuries arising from auto collisions, whereas private insurers cover physical damage to automobiles.

The latest figures released by Canada’s statistical agency for insurance regulators, the General Insurance Statistical Agency, show that provinces with competitive auto insurance systems continue to pay less than drivers insured through the Insurance Corporation of British Columbia (ICBC), a public insurer.

 

Insurance / compensation schemes with respect to injuries vary across Canada. That must be considered when comparing typical premiums. BC's compensation scheme allows for no-fault / contractual benefits and claims in tort. Although being amended, the combination of benefits and the right to sue is quite "rich" compared to other provinces, making for higher premiums for the mandatory coverage of third party liability and/or statutory accident benefits.

However, I think the original poster's question pertains to first party / own damage coverage, e.g., collision, comprehensive, in Quebec specifically.

Jon

 

Thanks Jon