Experience with Hagerty Insurance?

I have a 1984 Mercedes insured by Hagerty. Was hit in the rear a few years ago and Hagerty was great. Curious to know how their rates are on a Ferrari.

 

I am a long term early adopter for Hagerty.

I have also had experience with them with a substantial claim several years ago. I would state that Hagerty is a asset to the automotive community & anyone should not hesitate to do business with them.

I currently have five (5) cars with them & feel well taken care of. Additionally their on-line material, magazine and consistent sponsorship of many automotive events keeps me coming back. A+

 

Mind if I ask why you'd leave USAA? I've been with them for over 30 years and have only had maybe a couple experiences that weren't excellent with them. For context, my insurance claim highlights include an apartment fire, stolen Lexus SUV and a totaled minivan. USAA was really outstanding for all of them.

 

Agree on Hagerty 100%. I have all of my toy cars insured thru them and they’ve been great & competitive. Their magazine is also the best automotive magazine in the game right now (coming from a long term subscriber to things like C&D, Forza, Panorama, etc.).

 

I have Hagerty and I needed a windshield replaced on a pretty rare car. The cost for the reproduction windshield, shipping of windshield to me in Michigan and labor to take the old windshield out and put the new one came to well over $3,500. I figured my rate would jump quite a bit for this upcoming year but to my surprise, it stayed exactly the same.

The claims process really couldn't have been any easier either and I was able to have my Ferrari dealer (I work for one) handle the repair (even though it was not a Ferrari being repaired) As long as I have a rare or collector car I will likely always have Hagerty. They really do an outstanding job.

 

Hagerty quoted me $4500/yr for my 458, State Farm is just under $2900 for same (high $$$) coverage.

 

Like others have posted: Excellent experience with Hagerty in both customer service and claims, we have had all our "upscale" cars insured with them for a decade now.

 

Same here, Hagerty has a wonderful reputation, and is definitely supportive of the car community, but their prices are commensurate. I asked for a quote, and it was double what I am paying for a similar "agreed value" policy with Grundy Worldwide. I have used Grundy for 20 years and made two claims, including a total, and they have great service throughout.

 

Regardless of whom you choose, an "agreed value" policy is the only way to go on a specialty car. This has been emphasized in "Sports Car Market" magazine's "legal side" column repeatedly over the past couple decades I have been a subscriber. They cover all the ins and outs of insurance policies and give examples of various legal cases and so many times, an "agreed value" policy would have saved time, and money in a settlement. These policies are often less than a regular policy as well, as these cars are not typically used as a daily driver.