430 - Insurance on F430 | Page 2 | FerrariChat

430 Insurance on F430

Discussion in '360/430' started by erenakdora, Nov 3, 2025 at 10:01 AM.

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  1. swc5150

    swc5150 Formula Junior

    Jan 5, 2021
    755
    Wisconsin
    Full Name:
    Scott Calderwood
    Oh wow, I didn’t see that coming!
     
  2. erenakdora

    erenakdora Karting
    Silver Subscribed

    May 19, 2025
    68
    Atlanta, GA
    Full Name:
    Eren
    American Modern quoted me $4100/year.
    Has liability and collision, so that's not horrible.

    Trying to get in touch with Chubbs as well.
     
  3. erenakdora

    erenakdora Karting
    Silver Subscribed

    May 19, 2025
    68
    Atlanta, GA
    Full Name:
    Eren
    Statefarm is quoting me $360/m as well which is good.
     
  4. shahriar35

    shahriar35 Rookie

    Jan 31, 2025
    16
    Los Angeles CA
    Full Name:
    Shah Islam
    I added my 05 F430 to my progressive insurance policy and it was $181 more per month. This is also California, keep that in mind. Its pricey in Cali.
     
    erenakdora likes this.
  5. erenakdora

    erenakdora Karting
    Silver Subscribed

    May 19, 2025
    68
    Atlanta, GA
    Full Name:
    Eren
    Grundy has just quoted me $1800/year all in quote.

    Does anyone have any experience with Grundy? Very happy with the number I received from them, just wanted to know if anyone has ever dealt with them in the past.
     
  6. CoreyNJ

    CoreyNJ F1 Rookie
    Silver Subscribed

    Apr 17, 2006
    2,570
    New Jersey Shore
    Is this collectors' insurance? Just check if it's a stated value policy and that you're OK with the value if something happens. Normal car insurance, like Progressive or Allstate, is based on book value, which may be a lot less than you think if something happens. On the plus side, normal car insurance has fewer restrictions.
     
  7. erenakdora

    erenakdora Karting
    Silver Subscribed

    May 19, 2025
    68
    Atlanta, GA
    Full Name:
    Eren
    Yes, looks like it. They have an agreed value on the car which I stated $150,000. No limitations on the miles the car gets driven annually. It does, however, says that the car should not be driven to work/to run errands/ etc. OK to drive it for a nice weekend drive.
     
    CoreyNJ likes this.
  8. Pete Schweaty

    Pete Schweaty Formula Junior

    May 21, 2014
    324
    I didn't realize how big the zip code was. My buddy and his wife, who are demographically identical to us as far as age, income, years of driving, etc pay almost 2x what we do based upon where they live, which is only about 20 minutes away.
     
  9. kenneyd

    kenneyd Formula 3

    Sep 30, 2014
    2,036
    NE FL
    Full Name:
    Ken
    Usaa, 100/300/100 100 property, $1000 deduct on full coverage. 5 cars on policy
    $700/6mo for the 430
     

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