Dr. Tax is going to be real busy soon. He might be up all night going over those forms while you and I sleep. It is that "time" of year.
The trick to becoming rich is to control your outgo. I have not had a loan (except mortgage) in over 20 years, and the mortgage is done next year. I didn't buy my Ferrari until I could simply write the check. When/as you get rid of those little insundry outgoes (loans, credit card debt, assessory upgrades (TV, stereo, CD, DVD,...) ) and continue to do this over 10 years; the income you do have is put to better uses and you creep forward from <wherever you are> into riches. I, too, have several friends with homes 2X-3X mine, so what, the last kid is in college, and the home is finally becoming the right size; Mine is almost paid off, and I can retire (at 51) while my friends will toil the rest of their working days just to stay even with their mortgages, golf club memberships, expensive wives....
Mitch - I'm with you... no loans, no debt. Buy only what you can afford; dream about everything else. American Express keeps me honest, and I'm living in the house I intend to die in. (It's 103 years old, so I presume other folks have died here too.) However, none of those thoughts diminish my utter contempt for the U.S. tax code and those who write it. -Daniel
Don't know how true it is, but I laughed when I got this. Then I sat in silence for a while and wanted to lynch the gov't! Here tis: When NASA first started sending up astronauts, they quickly discovered that ball-point pens would not work in zero gravity. To combat this problem, NASA scientists spent a decade and $12 billion developing a pen that writes in zero gravity, upside down, on almost any surface including glass and at temperatures ranging from below freezing to over 300 C. The Russians used a pencil. Enjoy paying your taxes--they're due again. -ag