I was always moved by the line from Milton's "Paradise Lost": "Better to reign in Hell than serve in Heaven" Memphis is one of the least expensive cities in the US with such a low cost of living that we can easily afford an 8,000 sq/ft house on corner acre lot in the absolute best part of the city, a million dollar plus turbine aircraft, and also a Ferrari. My daughter goes to the best (and most expensive) private school in the area, which is less than two miles from our house. I'm a software engineer and if I lived in the Bay area, we'd be renting a 3-1 with a chain link fence and parking on the street. So you can reign in Hell or serve in Heaven. It all depends on the cost of living.