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Classic car ins. on 308?

Discussion in 'Mid-Atlantic Region - USA (PA, DE, MD, DC, VA)' started by darkSol3982, Apr 18, 2005.

  1. darkSol3982

    darkSol3982 Rookie

    Oct 13, 2004
    19
    Yardley, Pa
    Full Name:
    Chris
    #1 darkSol3982, Apr 18, 2005
    I went for a very spirited drive in the miata last weekend, spotted a black 355 at a traffic light, and my the sounds and views i was treated to. After about 15 mins of twisty roads with him we both pulled over at a school, not sure what it was. after talking he says he has a 79 308 gts for sale and that i should buy it. Yea, ill trade the miata in on it! Kidding aside i told him, since i am in school, having a part time job, i would not be able to afford the insurance. He says he pays 500 dollars! for a years worth of insurance. I realize that classic car insurance applies to this car...but is that a viable number? Just curious for the future...
     

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  2. jimangle

    jimangle Formula 3

    Nov 5, 2003
    2,438
    Haverford
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    #2 jimangle, Apr 18, 2005
    Yes, that's a viable number. I pay a little more than that on my 79.
     
  3. dm_n_stuff

    dm_n_stuff Global Moderator
    Global Moderator Lifetime Rossa Owner

    Dec 10, 2003
    36,635
    The Sunshine State
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    Dave
    #3 dm_n_stuff, Apr 18, 2005
    I pay significantly less than that for my Dino, with a $70K agreed value and very low deductables.
     
  4. Spasso

    Spasso F1 World Champ
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    Feb 16, 2003
    14,612
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    Han Solo
    #4 Spasso, Apr 18, 2005
    I pay 256 a year with Hagerty for full coverage including an agreed value clause for 35k. No deductables. Use restrictions are club and show activities only which covers everything I use the car for. No driving to work or daily driver status. '78 308 GTS
     
  5. GarnetRedCoupe

    GarnetRedCoupe Formula Junior

    Mar 21, 2004
    788
    Maryland
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    Steve
    #5 GarnetRedCoupe, Apr 18, 2005
    ^^ I think they have age restrictions, must be 25+ years to drive the car.
     

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  6. barcheta

    barcheta F1 Rookie

    Nov 15, 2003
    3,705
    #6 barcheta, Apr 18, 2005
    I have regular insurance (no limitations) and pay 600 a year
     
  7. lashss

    lashss F1 Rookie

    Nov 26, 2003
    2,542
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    LSJ
    #7 lashss, Apr 18, 2005
    You do indeed have to be 25 yrs old to qualify for classic coverage in MD. Even if the car is already registered with historic plates.

    Full coverage (State Farm) on my '76 GTB was $125/mo a few years ago and went down to $35/mo after I turned 25...with Historic registration throughout.

    It helps to have another car as a daily. I had a $950 '85 Jetta with 280,000 miles on it as my beater.

    LS
     
  8. darkSol3982

    darkSol3982 Rookie

    Oct 13, 2004
    19
    Yardley, Pa
    Full Name:
    Chris
    #8 darkSol3982, Apr 19, 2005
    wow, so he was a bit high actually. thanks for the input guys. an f-car may come sooner then i thought.
     
  9. bernardo66

    bernardo66 The Crazy Cat Man
    Moderator Owner

    Dec 14, 2003
    21,808
    Montreal Canada
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    Bernie
    #9 bernardo66, Apr 19, 2005
    Silver Wheel Plan insurance, 432$ per year, 46K value and 100$ deductible. Only restriction is that it not be my primary vehicle.

    Keep in mind that these figures are in humble Canadian dollars.
     

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  10. Spasso

    Spasso F1 World Champ
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    Feb 16, 2003
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    Han Solo
    #10 Spasso, Apr 19, 2005
    They do.
     

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