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collector car insurance..

Discussion in 'Ferrari Discussion (not model specific)' started by drbill, Dec 6, 2004.

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  1. drbill

    drbill Karting

    Nov 14, 2004
    65
    new york
    #1 drbill, Dec 6, 2004
    anyone ever hear about this inexpensive insurance if you plan on putting on less than 5K mileage/year. in NY area....
     
  2. FarmerDave

    FarmerDave F1 World Champ
    Consultant

    Jul 26, 2004
    15,782
    Full Name:
    IgnoranteWest
    #2 FarmerDave, Dec 6, 2004
  3. BlackTwelve

    BlackTwelve Rookie

    Nov 26, 2004
    30
    New York, now Maine.
    Full Name:
    Bob
    #3 BlackTwelve, Dec 7, 2004
    I just looked into it for my '93 512 in the NY area...my best deal was through Allstate (third car, under 7500 mi/yr, recreational use only). Hagerty was 50% higher (better with classics than exotics), Great American was close, but allowed fewer miles and had more restrictions.
     
  4. Jay

    Jay Karting

    Nov 13, 2003
    152
    Charlotte
    Full Name:
    Jay
    #4 Jay, Dec 7, 2004
    I priced both Hagerty and Grundy when looking to insure my Diablo. I wound up going with my regular Allstate guy. Got an agreed value policy with no restrictions for $400 less than Grundy and $600 less than Hagerty.
     
  5. WaltP

    WaltP Formula 3

    Nov 1, 2003
    1,512
    Cape Canaveral/Atlanta
    Full Name:
    Walt P
    #5 WaltP, Dec 7, 2004
    I've got mine through Chubb, $0 ded. on glass which I thought was a big plus
     
  6. dhs-9

    dhs-9 Formula Junior

    Feb 6, 2004
    292
    #6 dhs-9, Dec 7, 2004
    Get rid of Allstate. They are without doubt the worst insurance co out there. If you ever need a claim paid or worse have a bodily injury claim due to a unisured or undreinsured driver who hit you your going to get put through the mill by them and get a very low settlement offer or they will give you a hard time with the property damage repair. One guy this forum hit his car and Allstate would only pay a fraction of the repair cost. The owner wanted to do it right Allstate wanted to do it cheap. Allstate is not just a little worse than other companies they are in a league of their own. Ask any personal injury attorney or even any judge about them!
     
  7. atheyg

    atheyg Guest

    #7 atheyg, Dec 7, 2004
    Totally agree, the joke is in the insurance industry if you have Allstate you are uninsured, they make the body shops use used parts and only pay $33 hr vs the going rate everyone else is $38/hr, most shops will not deal with them and they fight everything.
     
  8. rob lay

    rob lay Administrator
    Staff Member Admin Miami 2018 Owner Social Subscribed

    Dec 1, 2000
    63,998
    Southlake, TX
    Full Name:
    Rob Lay
    #8 rob lay, Dec 7, 2004
    I agree, I had a bad experience with Allstate. Bad experience with Geico just because they dropped me for even saying "track driving".

    David is now my agent with Farmers and I'm saving a small car payment a month for all my needs.
     
  9. spike308

    spike308 F1 Rookie
    Owner Silver Subscribed

    Nov 8, 2003
    4,715
    Austin TX!
    Full Name:
    Mike Z
    #9 spike308, Dec 7, 2004
    No offense, but the former should be the last person you should ask about anything regarding money, honesty, good business practice, etc...
     
  10. dhs-9

    dhs-9 Formula Junior

    Feb 6, 2004
    292
    #10 dhs-9, Dec 8, 2004
    Actually you are wrong. Think about it, who deals with all the different insurance companies in negotiating settlements for their clients, the personal injury atty. They know which companies pay out easily and fairly and which ones fight you every step of the way. Any reputable PI atty can give you good advise who is the best company to use in your area.
     
  11. F355Bvc

    F355Bvc Formula 3

    Dec 4, 2003
    1,725
    Lawrenceville. GA
    Full Name:
    Vince Canipelli
    #11 F355Bvc, Dec 8, 2004
    Check with Lelandwest.com
     
  12. FarmerDave

    FarmerDave F1 World Champ
    Consultant

    Jul 26, 2004
    15,782
    Full Name:
    IgnoranteWest
    #12 FarmerDave, Dec 8, 2004
    I am, um, not impressed with lelandwest. PM me for details.
     
  13. 355flyer

    355flyer Formula Junior

    Nov 1, 2004
    338
    Gadsden, Alabama
    Full Name:
    Andy Entrekin
    #13 355flyer, Dec 10, 2004
    I am happy with State Farm. 2 million liability and 500 deduct. I pay 70$ more a year than the Hummer..1182 per year. I would hate to see the car that the Hummer ran over (and so would my insurance company).
     

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