CS too pricey for track day insurance w/ American Collectors? | FerrariChat
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CS too pricey for track day insurance w/ American Collectors?

Discussion in '360/430' started by Marshall, May 9, 2006.

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  1. Marshall

    Marshall Karting

    Oct 7, 2005
    105
    Tahoe
    #1 Marshall, May 9, 2006
    I've heard quite a few folks mention American Collectors Insurance for thier DE event track coverage plan. I filled out an application and was told that a replacement value of $200k was more than they allowed. Any one with a Stradale or similair value car been able to secure track day insurance with a stated replacment value?

    Thanks!
     
  2. Hubert888

    Hubert888 F1 Veteran
    BANNED

    May 14, 2003
    5,441
    Manhattan & LA
    Full Name:
    Hubert
    #2 Hubert888, May 9, 2006
    ive heard ppl do this.
    if they get into a car accident at the track,
    they have a tow truck tow their wreck onto the nearby street outside the track and then claim it was a regular insurance car accident instead of a track accident.
     
  3. jcavalie

    jcavalie Formula Junior
    Owner Rossa Subscribed

    Jun 4, 2005
    660
    Oakland, CA
    Full Name:
    Jim
    #3 jcavalie, May 9, 2006
    I have no idea if it is true, but someone told me this was once done with an Audi that had OnStar, and the OnStar GPS system pegged the airbag deployment in a particular corner of the track on which it was driven. The story went on that the tow truck pulling the car to the nearby street was met by police cars dispatched to the accident by OnStar!
     
  4. drgek

    drgek Formula 3

    Jun 21, 2004
    1,142
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    Gary
    #4 drgek, May 9, 2006
    Many people might find felony insurance fraud to be more problematic than paying for the damage you did
     
  5. Marshall

    Marshall Karting

    Oct 7, 2005
    105
    Tahoe
    #5 Marshall, May 10, 2006
    Well put drgek! Thanks!

    Maybe I should re-phrase my original question, any one had track insurance on a 200k car without commiting fraud? :) Staying out of jail and being insurable after a claim is kinda important to me.
     
  6. YellowbirdRS

    YellowbirdRS Formula 3

    Nov 9, 2005
    1,765
    DFW/RGV/MX
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    Xavier
    #6 YellowbirdRS, May 10, 2006
    same thing here in Mexico
     
  7. ItaliaF1

    ItaliaF1 F1 Veteran

    Aug 28, 2005
    5,083
    Nashville,TN
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    John Burrow
    #7 ItaliaF1, May 12, 2006
    Some people actually just say that they had the accident on the road and don't even try to trick the insurance company. It's amazing how much people will lie like that to save $.
     
  8. BritBlaster

    BritBlaster F1 Rookie

    Jul 25, 2005
    2,865
    Bellevue, WA
    Full Name:
    Paul
    #8 BritBlaster, May 12, 2006
    As long as it's not timed or a race, normal insurance coverage will be sufficient for driving on the track.

    But, if their threshold is $200k, then insure it for $199k -- that's plenty enough to get a nice replacement Stradale.
     

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