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F430 so it finally happened to me

Discussion in '360/430' started by Edgar Diaz, Apr 18, 2015.

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  1. Edgar Diaz

    Edgar Diaz Karting

    Sep 13, 2014
    198
    Alabama
    Full Name:
    Edgar Diaz
    #1 Edgar Diaz, Apr 18, 2015
    Last edited: Apr 18, 2015
    I was out driving this afternoon, cruising 45-50 mph. Suddenly heard a crack sound. A small rock hit my windshield leaving a chip and two 1/4" long crack lines around it. Rock came from a weed eater working at a church's lawn. Monday morning I will have it repaired so it won't get any worse. If anyone has any advise as to what to do as far as replacing windshield if needed. Is it advisable to get it done at dealership or is it better to get it done at independent glass shops?
    Thanks in advance
     
  2. DonJuan348

    DonJuan348 F1 Rookie
    Owner

    Aug 5, 2008
    4,442
    Taxing Jersey
    #2 DonJuan348, Apr 18, 2015
    Independent glass specialist ...the dealer will call independent/mobile shop to do it. I had independent shop install mine on my 360
     
  3. rongotti

    rongotti Karting

    Apr 11, 2015
    244
    North Florida
    #3 rongotti, Apr 18, 2015
    What state are you in? In Florida our insurance companies have to replace them for free.
     
  4. English Rebel

    English Rebel Formula 3

    Aug 13, 2013
    2,158
    Piedmont Area of NC
    Full Name:
    Alan
    #4 English Rebel, Apr 19, 2015
    Same in NC. That will be a nice $5,000+ bill for someone.
    Alan
     
  5. Edgar Diaz

    Edgar Diaz Karting

    Sep 13, 2014
    198
    Alabama
    Full Name:
    Edgar Diaz
    #5 Edgar Diaz, Apr 19, 2015
    I'm in Alabama, I will talk to my insurance company on Monday. I think they pay to repair chip, if windshield is cracked beyond repair they pay for whole windshield. I wonder if this claim would be reason for premium increase, though.
    If it needs to be replaced, I hope glass shop really covers everything so as not to scratch my car.
     
  6. spourreza

    spourreza Formula Junior

    Dec 28, 2013
    596
    Mount Olive Twp, NJ
    Full Name:
    S.Pourreza
    #6 spourreza, Apr 19, 2015
    I just got glass added in nj. MetLife. 200 bucks for entire year for 3 cars
     
  7. yellowducatista11

    yellowducatista11 Karting

    Aug 16, 2014
    89
    Meadow Lake, SK, CDN
    Full Name:
    Lee Douglas
    #7 yellowducatista11, Apr 19, 2015
    It might depend where the chip is. I just had the entire windshield in my S2000 replaced because the chip was directly in front of me. If it was not, they would just pay to fill it. Ultimately each insurance company will have its own criteria.
     
  8. Edgar Diaz

    Edgar Diaz Karting

    Sep 13, 2014
    198
    Alabama
    Full Name:
    Edgar Diaz
    #8 Edgar Diaz, Apr 19, 2015
    The chip is in front of passenger's field of view.
     
  9. yellowducatista11

    yellowducatista11 Karting

    Aug 16, 2014
    89
    Meadow Lake, SK, CDN
    Full Name:
    Lee Douglas
    #9 yellowducatista11, Apr 19, 2015
    It's on the passenger side. Ok. I'd find out what the insurance company's policy is before making the claim. Here's why: If they replace the entire windshield, with a small deductible etc., if there is a "crack" and not a "chip" it might be in your best interests to do nothing at all for a bit, if you catch my drift. I have had many "chips" repaired, and despite being less noticeable, they are always noticeable and drive me crazy.
     
  10. Edgar Diaz

    Edgar Diaz Karting

    Sep 13, 2014
    198
    Alabama
    Full Name:
    Edgar Diaz
    #10 Edgar Diaz, Apr 19, 2015
    I was looking at my insurance policy, I have comprehensive coverage with $1,000 deductible. The insurance company lists a different code for comprehensive full glass, but I do not have that option. For now I will have it repaired, don't think it would bother me. I know that sooner or later I will get more chips and or cracks anyways. My insurance agent is also a friend of mine, so I will consult with him Monday and see what he says.
     
  11. racer959

    racer959 Karting

    Feb 27, 2004
    216
    NJ
    #11 racer959, Apr 19, 2015
    $5000.00 for a windshield WTF.
     
  12. DonJuan348

    DonJuan348 F1 Rookie
    Owner

    Aug 5, 2008
    4,442
    Taxing Jersey
    #12 DonJuan348, Apr 19, 2015
    Yes...5k for non bulletproof glass .
     
  13. Rifledriver

    Rifledriver Three Time F1 World Champ

    Apr 29, 2004
    37,122
    Cowboy Capitol of the World
    Full Name:
    Brian Crall
    #13 Rifledriver, Apr 19, 2015
    Cant make a car from a bunch of $200 parts and charge $150,000 for it can we?
     
  14. OUMick

    OUMick Formula 3

    Apr 26, 2014
    1,090
    Myrtle Beach, SC
    Full Name:
    Mike
    #14 OUMick, Apr 19, 2015
    In SC, the insurance has to replace the glass without a claim. I'll do mine here before too long. I think Ferrari of Atlanta said it was $5,500 for a 360. Don't quote me on that though.
     
  15. Gofast430

    Gofast430 Karting

    Jun 2, 2013
    205
    Overland Park, KS
    Full Name:
    Don Dearmore
    #15 Gofast430, Apr 19, 2015
    Just did my 430 Spider. Safelite Glass. Windshield had to be ordered
    from F Dealer, (Denver) shipped from factory to dealer and then to Safelite in
    Kansas City. $4,875 for windshield, but because I have the WORST insurance
    company in the universe, STATE FARM, had a $1,000 deductiblep. (No special glass coverage)
     
  16. scudF1

    scudF1 F1 Rookie
    Silver Subscribed

    Jan 21, 2012
    2,917
    Long Island, NY
    Full Name:
    Billy
    #16 scudF1, Apr 19, 2015
    In NY you have to add glass insurance in your policy for an additional charge otherwise you are not covered.
     
  17. Edgar Diaz

    Edgar Diaz Karting

    Sep 13, 2014
    198
    Alabama
    Full Name:
    Edgar Diaz
    #17 Edgar Diaz, Apr 20, 2015
    Just had my windshield chip repaired. I'm happy with the results. I had Safelite do the work and the techs were so happy to work on a Ferrari of course. They asked permission to take pictures of themselves beside the car.
    I spoke with my State Farm insurance agent, he said in Alabama the comprehensive insurance would cover the replacement if needed, but I would be responsible for $1,000.00 deductible. State Farm has a comprehensive with glass policy, but they do not offer it in Alabama.
    Glad it wasn't worse though.
     
  18. rongotti

    rongotti Karting

    Apr 11, 2015
    244
    North Florida
    #18 rongotti, Apr 20, 2015
    USAA rules, I would suggest checking them out if you qualify for memebership.
     
  19. blkdiablo33

    blkdiablo33 F1 Rookie

    Jul 12, 2004
    4,460
    #19 blkdiablo33, Apr 21, 2015
    does it go on car fax and if so what does it show damage etc when insurance pays for the glass replacement?
     
  20. blkdiablo33

    blkdiablo33 F1 Rookie

    Jul 12, 2004
    4,460
    #20 blkdiablo33, Apr 22, 2015
    the ones that have had windshield replacements and ins covered was it reported to car fax
     

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