If your Ferrari is insured with Hagertys, whom do you purchase your umbrella policy from?

I have a couple of Ferraris insured with Hagertys. My other cars and homes are insured with a big-name national standard carrier.

I've asked my standard carrier for a quote on an umbrella policy for extended coverage on my cars and homes. They told me that the umbrella policy will cost about three times higher because my Ferraris are not insured with them.

As an attorney, I guess I understand their position. If there is a multi-million dollar claim, it is easier to coordinate the defense (and reduce defense costs) if the base policy and the umbrella policy are written by the same carrier.

Nonetheless, I hate to pay triple price for an umbrella policy.

So, my fellow F-Car owners, here is my question: if your F-Car is covered by Hagertys, whom did you purchase your umbrella policy from?

Thanks,
'Sam from Saratoga

 

Actually, I just got a quote from my main insurer. The price is competitive, but it looks like Hagertys is a little bit lower, and allows more annual mileage. I've reached out to my agent to confirm.