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430 Insurance rate comparison

Discussion in '360/430' started by AndruL, Feb 13, 2020.

  1. AndruL

    AndruL Karting

    Apr 4, 2018
    205
    Full Name:
    AndruL
    What is everyone here paying to ensure your F430? My insurance company is charging me $2,820/year to ensure a 2007 F430 spider. Does that sound reasonable?
     
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  3. ScudMarks

    ScudMarks Formula Junior
    Rossa Subscribed Classified Subscribed

    Jan 22, 2018
    302
    Bay Area, CA
    Full Name:
    Matthew Mauer
    If you are going with a basic auto insurance company, it seems right in line. My 360 is $2,000/year.
     
    AndruL likes this.
  4. ItalienCar

    ItalienCar Karting

    Nov 12, 2016
    56
    California
    $1200/yr for a 360.
    However I have several cars under the same insurance and drive equal or less than 2500 miles per yr.


    Sent from my iPhone using FerrariChat
     
    EastMemphis likes this.
  5. BAD430BENZ

    BAD430BENZ Formula Junior

    May 13, 2014
    716
    EL PASO , TX
    Full Name:
    JASON
    I was paying $850.00 every 6 months for my 360 and the wife's 2013 Explorer Sport :D

    Farmers
     
  6. BruceC

    BruceC Karting
    Silver Subscribed

    Apr 26, 2018
    161
    Tucson, AZ
    $1342/yr for a '06 F430 Spider with Liberty Mutual. Includes 2 add'l cars, no accidents or moving violations in Hilton Head, SC which seems to have a high accident rate.

    Oh, and they just paid for a new ~ $3600 OEM windshield with some difficulty since I had to source the parts first, but no expense on my end.
     
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  8. MJGinTX

    MJGinTX Karting

    Mar 30, 2019
    118
    Colleyville, TX
    $1100 per year for 2007 430 Spider
     
  9. shifter

    shifter Formula Junior
    Silver Subscribed

    Apr 8, 2004
    531
    Danville, Ca
    Full Name:
    Joe
    $2400/yr with Grundy on my 2006 F430 spider, agreed value policy.


    Sent from my iPhone using FerrariChat
     
  10. cole328

    cole328 Formula Junior

    May 9, 2014
    782
    I went with Hagerty for my '07 430 Spider $1800/year 53 yo male in S Florida
     
  11. USMCS6

    USMCS6 Karting
    Silver Subscribed

    Dec 21, 2018
    102
    Arlington VA and Daytona Fl
    Full Name:
    Elliot
    1200$ in Florida w Geico with 2 cars on he policy,
     
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  13. ItalGerBrit

    ItalGerBrit Formula Junior

    Mar 15, 2016
    412
    Swamp
     
  14. Apollo 11

    Apollo 11 Karting

    Feb 11, 2019
    114
    San Francisco, CA
    Full Name:
    Randy
    For my 360 Spider I pay $1,200 per year, agreed value with a 6,000 mile limit and occasional drives to work allowed.
     
  15. Natkingcolebasket69

    Natkingcolebasket69 F1 Veteran
    Rossa Subscribed

    Use to pay 70 a month with a testsrossa in California.


    Sent from my iPhone using Tapatalk
     
  16. VAF84

    VAF84 Formula 3
    Silver Subscribed

    State Farm has me at $1,656 (central Texas) a year with well rounded coverage, and mid level deductibles. Should note that I have no traffic violations/accidents, and we have all of our other assets covered with them; including our other two daily drivers.
     
    Manda racing likes this.
  17. RedNeck

    RedNeck F1 Veteran
    Silver Subscribed

    Jul 8, 2016
    6,091
    The CSA
    Full Name:
    Me
    $1300/year from Grundy, 360 valued at $80k and Z06 valued at $25k.
    $3500/year for my other 4 cheapo cars through Progressive....makes sense right?
     
  18. gatago

    gatago Karting

    Jun 28, 2019
    117
    Full Name:
    Marco
    I pay around $1200/year in the midwest. I had to change insurance companies though since my original one didn't cover "supercars".

    It was pretty bad experience tbh. I called on a Thursday and added the car, 05 F430, and everything was great. They emailed me cards for it, and I went for a long get-to-know-you drive. Drove all weekend and Tuesday I got an email saying my policy was not approved. I called to see if it was a mistake and they said that it wasn't and that I wasn't covered. :mad:
     
  19. ScudMarks

    ScudMarks Formula Junior
    Rossa Subscribed Classified Subscribed

    Jan 22, 2018
    302
    Bay Area, CA
    Full Name:
    Matthew Mauer
    I forgot to mention that I also have my 16 y/o on my policy, and our policy doubled last year.
     
  20. DaChosen1FoSho

    DaChosen1FoSho Karting

    Dec 23, 2017
    66
    You guys should also list your limits and deductibles so that’s we all see what kind of playing field we’re on.
     
  21. Zack Hawker

    Zack Hawker Karting

    Feb 27, 2018
    113
    Paradise Valley, Az
    Full Name:
    Zack Az Realtor
    $1100/yr. State farm.
    05 f430 gated. Agreed value of 150k.
    500 deductible
    1 other car, home and jewelry on the policy.
    Agreed value is an absolute must in my opinion.
     
  22. plastique999

    plastique999 F1 Veteran
    Silver Subscribed Owner

    Nov 9, 2008
    6,048
    SoCal
    Full Name:
    Edward
    State Farm about $1300/mo for my 16M...have multiple cars and home with them.


    Sent from my 16M
     
  23. BrettC

    BrettC Formula 3

    Aug 13, 2012
    1,321
    Calif
    Full Name:
    Brett
    $850 year central valley ca 360 spider with high coverage. State farm
     
  24. shifter

    shifter Formula Junior
    Silver Subscribed

    Apr 8, 2004
    531
    Danville, Ca
    Full Name:
    Joe
    The agreed value is $185k (gated manual museum condition), 1,000 ded. $500k collision. Only vehicle on this policy.


    Sent from my iPhone using FerrariChat
     
  25. NorCalGuy

    NorCalGuy Rookie

    Sep 28, 2018
    17
    Pleasanton, CA
    Full Name:
    NorCalGuy
    Allstate Insurance $3,087/year :( for my 07 F430 Coupe. Insured for $211k (full sticker price). I live in San Francisco Bay Area.
    Coverage includes:
    Bodily Injury:
    $250,000 each person; $500,000 each occurrence
    Uninsured Motorists Insurance for Bodily Injury:
    $250,000 each person; $500,000 each accident
    Automobile Liability Insurance Property Damage:
    $300,000 each occurrence
    Auto Collision Insurance:
    $1000 deductible; Actual cash value
    Auto Comprehensive Insurance:
    $500 deductible; Actual cash value
    Coordinated Medical Protection:
    $5000 each person
    Rental Reimbursement:
    up to $30 per day for a maximum of 30 day
    Towing and Labor Costs: $100 each disablement
     
    Natkingcolebasket69 likes this.
  26. SCKOMS

    SCKOMS F1 Rookie
    Silver Subscribed

    Oct 21, 2011
    3,417
    Lake County, IL
    Full Name:
    Spiro
    State Farm $740 per year.
    $1000 deductible
    Up to 3000 miles per year
    Multi car discount.

    Sent from my Galaxy
     
  27. gatago

    gatago Karting

    Jun 28, 2019
    117
    Full Name:
    Marco

    Interesting you have Allstate. I HAD allstate and had the experience stated above. I was booted when an actuary audit was performed and my account was flagged. I'd double check to make sure you don't have any issues.
     
  28. rudkinjc

    rudkinjc Rookie

    Apr 27, 2019
    43
    Jacksonville Fl
    Full Name:
    Joe C Rudkin II
    $1200 per year, American Collectors Insurance. Ferrari 360 modena. Agreed value 75K. NE Florida. Mileage limit 2500 per year. I have another policy with USAA for my other 3 cars that are my daily drivers.
     

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