Insurance? | FerrariChat

Insurance?

Discussion in 'Mid-Atlantic Region - USA (PA, DE, MD, DC, VA)' started by Juice, Mar 1, 2009.

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  1. Juice

    Juice Rookie

    Feb 3, 2009
    37
    Rockville MD
    Full Name:
    JIZZLE
    What insurance company do you guys use? I have 2 points on my MD license. I do not qualify for USAA because I am not military; I do not qualify for Hagerty because of the points. My business insurance want $5k per year.
     
  2. Minico

    Minico Formula Junior

    Dec 22, 2004
    259
    Md.
    I have State Farm which is it pretty reasonable. Where are the pics???
     
  3. toggie

    toggie F1 World Champ
    Owner Silver Subscribed

    Nov 30, 2003
    19,036
    Virginia
    Full Name:
    Toggie (Ron)
    Nationwide on my 430, Hagerty on my 550.

    Any hope of hiring an attorney to get the 2 points off of the license? Perhaps traffic school?
     
  4. barcheta

    barcheta F1 Rookie

    Nov 15, 2003
    3,738
    Maryland
    Full Name:
    Jim
    Allstate has bailed me out in the past. Try them.
     
  5. Juice

    Juice Rookie

    Feb 3, 2009
    37
    Rockville MD
    Full Name:
    JIZZLE
    Pics? Ummmmmmm well I don't have any right now. There are some floating around somewhere. I might have them on another computer. "Kimi" or Luke as you know him may have some. The car is having some work done to make it custom to "Juice". Powder coat calipers and install Brembo brakes all around, powerder coat, and chrome the lip on 3 pc. HRE wheels, update the Capritso, front bumper guards, challenge ECU's, carbon fiber a lot of things, and a whole bunch of other stuff that Ferrari guys probably don't want to hear!!! Sorry guys i don't like anything stock.
     
  6. Juice

    Juice Rookie

    Feb 3, 2009
    37
    Rockville MD
    Full Name:
    JIZZLE
    It's very possible...Are you an attorney? I hate school though
     
  7. blown daytona

    blown daytona Formula 3

    Feb 6, 2008
    1,679
    maryland
    Erie for cars less than 20 years old, Hagerty for cars more than 20. But Im not sure about the points situation :confused:
     
  8. toggie

    toggie F1 World Champ
    Owner Silver Subscribed

    Nov 30, 2003
    19,036
    Virginia
    Full Name:
    Toggie (Ron)
    No, afraid I'm not that smart. :)
    I was just thinking there might be some sort of legal strategies for getting the 2 points off your record sooner than they normally would come off.
     
  9. Minico

    Minico Formula Junior

    Dec 22, 2004
    259
    Md.
    EXCELLENT! Sounds like its gonna be nasty looking ride! Look forward to seeing it when done.
     
  10. KKRace

    KKRace Formula 3

    Aug 6, 2007
    1,052
    Rockville/Olney MD
    Full Name:
    Kevin
    I got mine on my Erie policy and it's not too bad, around $800 a year
     
  11. Bobert

    Bobert Formula Junior

    Jan 17, 2004
    277
    Oak Hill VA
    State Farm...Ginger Gray in Fairfax...she is absolutely the best!
     
  12. 355dreamer

    355dreamer F1 World Champ
    Owner

    Apr 3, 2006
    10,476
    DC Metro
    Full Name:
    L.C.
    I use State Farm, but I think I am going to shop it.

    Juice, is the car in Maryland yet?
     
  13. Monteman

    Monteman Formula 3
    Rossa Subscribed

    Feb 9, 2006
    2,345
    Santa Barbara, CA
    Full Name:
    Monte
    Allstate here. I compared at the last renewal and the still came out the best.
     
  14. Juice

    Juice Rookie

    Feb 3, 2009
    37
    Rockville MD
    Full Name:
    JIZZLE
    Luke, The car is still in LA getting a bunch of work done to it before it gets delivered. It should be another 3-5 days of work and 7-10 to get here through a transport company I broker with. Realistically, 3 weeks or less.
     
  15. Carnut

    Carnut F1 Rookie

    Nov 3, 2003
    3,797
    Gladwyne PA
    Full Name:
    Morrie
    I have State Farm, but I have a few cars with them, plus one of my houses, that drops the rate by 10%. I paid about $1800 for my 430.
     
  16. SGM

    SGM F1 Rookie
    Owner Silver Subscribed

    Sep 27, 2006
    2,797
    Rockville, MD
    Full Name:
    Steve
    I have Allstate. They weren't too happy about the claim for the Diablo but they covered it 100%. And they didn't drop me or raise my rates.
     
  17. lashss

    lashss F1 Rookie

    Nov 26, 2003
    2,564
    DC
    Full Name:
    LSJ
    Juice, I have State Farm and they are very reasonable. I use agreed value for the old cars.

    LS
     
  18. wetpet

    wetpet F1 World Champ
    BANNED

    May 3, 2006
    10,210
    you guys have insurance? I'm gonna check into that.
     
  19. potxoli

    potxoli Formula 3

    Mar 22, 2007
    1,716
    Washington DC
    Full Name:
    Eric B.
    I have travellers. Off the top of my head I think they charge me ~1300/yr for the 348 living in DC which has much higher rates than the 'burbs do. I also have one moving violation on my record (turned on a no left turn) which I think is a few points. I do have 2 other cars and my house with them and get the whole multi policy discount thing.
     
  20. wfo900

    wfo900 Formula Junior

    Aug 19, 2003
    530
    Annapolis
    Full Name:
    Rich C
    Be careful with State Farm if you are going to do track days. They have an exclusion which theoretically would not cover you if you did so much as a parade lap at a race track
     
  21. blue986

    blue986 Karting

    Oct 12, 2007
    177
    Maryland
    Full Name:
    Matt
    State Farm for my 348SS with agreed value. Can't say enough good things about State Farm.
     

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