Looking to jump into my first Ferrari...need advice!! :)

Hello my name is Anthony from long island New York. I’ve been reading your boards for a while and enjoy all the excellent information you guys post up everyday. And just like all of you I am a certified Ferrari nut.(and soon hope to be a owner) I am a student of nanoscience and quantum application, as well as a good saver.
My love is for the older Ferrari’s 308’s 328’s ect.. ..I have recently decided pursuing my true love, in acquiring such car. I’m just looking for some solid advice. Affording the car is really the easy part, me being 22 my insurance company is reluctant to insure a exotic…so im asking is there any 19-24 year old Ferrari drivers here, and how did you acquire your insurance?, and what company did you go through? Being that I have a few other cars insured this will only be a weekend ride, and will only be insured during the summer months. My driving record is pretty clean, no tickets, but I have one accident which is a motorcycle accident, I was on my beautiful baby blue Harley and was hit by a drunk 17year old in a $200 Chrysler, so after spending 5 months in a hospital I decided to keep my interests on four wheels.
I currently have insured a completely frame off restored 1987 ford mustang gt convertible and my school car a 1987 mitsu gallant. Both are insured under geico. I have contacted Geico, and being that I have been a customer since I was 16 they might be able to insure it…but I have no answer yet…im just looking for other options.
To buy/run such car would be a sacrifice, I am aware of the repair and general maintenance costs, as well as which models and years that are less reliable. So my next question is do you feel a 308 is the right way to go? If there is any 308 drivers who wish to share the 308 experience(how they feel, ride accelerate handle , ect..) please post!! To me the 308 models are the most beautiful machines ever constructed.
I am still stuck in this dilemma should I go for it or keep dreaming about it. I don’t want to make it sound like if I buy a 308 ill also be living in it, 30k plus is a lot of cash… on the other hand ive been saving for a few years just for this moment…and will have no adverse effect on my life style. The only difference will be spending the money for which it was originally intended, and of course owning a Ferrari.
If I decide to commit to this I will be looking for, most likely a 308qv in the winter months…(summers just about over and winter is a good time to buy a sports car).
Should I just go for it?

Thank you!! Ill be posting about!
And of course you can email me at [email protected]

 

Thank you for your advice,
…to 911fan Good luck –“ you've picked an interesting field!” thanks for your encouragement!! I plan to become a physics/bio professor. I have two different opinions some of you say got for it and others say wait, I do know that in this situation there are both pros and cons that must be weighed…but as some of you know when you lust for something the pros are weighed dramatically heavier!! Ive been doing my research and narrowed it down to a 308 gts qv, which is slightly more pricier then a predeceasing 308 gts but I have herd the 2 valve 308’s can be a headache and can require frequent motor rebuilds, something which is a massive turnoff. I wish to ask you 308 owners besides the normal problems such as leaky taillight fixtures, lazy power windows, possible common rust spots and a occasional clutch, is there any thing that would be massively terminally wrong with these cars…specifically the 308 qv trims. Ive herd these cars tend to be very reliable(for a Ferrari) and repair costs are decent with a competent mechanic. (other than a terminal problem such as a internal motor problem) So I call to you 308 owners please share you aliments…please help me decide!
I thank you all for your previous advice and encouragement, and for those who asked the car will not be a daily driver, it will be kept in a heated garage, and only taken out in the summer….thank god both my parents are car nuts as well…and to jimpo i will look for the nicest one i can find, and i will travel to inspect it myself, we both agree this is not something you want to rush and take the cheap rout.... thanks.
Thanks again!