There are tens of threads in the archives will little tidbits of assorted, unorganized information on the insurance companies F-car owners use to insure their Ferrari. Just wanted to get an idea of which ones use the most. Since this is applicable to most folks, we can expect to get a pretty huge sample size! If you want to post your rates and deductibles, that would be awesome. I'll start. I use State Farm, because I have my other car (SAAB 9000) on it, as well as homeowners insurance and a Personal Liability Umbrella. With $1000 deductibles (!!!), pay right around $75/mo now that I just turned 25 and the car is classified as a Pleasure car (not "typically" driven to work), less than 8k miles per year (I put on 7 in the past year and a half, mostly beacuse I've been doing so much WORK on the CAR!!). State Farm insists that they'll handle all indemnification. If there's a "total the car" situation, they'll look around ABQ and the surrounding area to find the equivalent car. I work hard to document all the work the car has done to indicate that it's in exceptional shape (read: Excellent condition for price guides). I bet if they couldn't find a 78, they'd just assume replace it with a local 84 QV!!