Since we just bought two apartments in Manhattan, let me tell you about the bank situation. That's what you want to worry about. Banks are very wary of giving loans out for properties that are seen as INVESTMENTS given all the money they lost on the sub-prime mortgages. So here's my advice: If you have a business. USE IT TO YOUR ADVANTAGE. Try to say that you are using it as an office if you can and then you won't have the same types of problems getting a loan. And no, it doesn't matter what your credit score is or how much income you have. Ask me how I know. Unless you want to pay in full...
