off the topic amex black card

My friend has one and he said that there's no limit and yes ,...only for the exclusive. But so what, IMHO. Jimmy

 

Use the search function. There are at least 3 threads on the matter.

 

and you are 3 for 3, aren't you?

 

Stranglove is to black card threads like bringing sand to Iraq.....Does that about cover it doc?




....gotta card for me?

 

Stranglelove has gots so many black cards he gives the platinum ones to the kids on the street in Iraq.

He's safe until cardservice becomes the official merchant services provider of Iraq by secretly funding the Shiites. CSI were actually mentioned in the original "Axis of Evil" speech but edited out for time.

 

Wouldn't I be 4 for 4 now?

 

.........This year alone

 

You are not Elite enough!

IIRC you need $100k/yr in charges.

 

Atleast.

 

Only for the elite such as the woman who bought gas for her Toyota highlander with a Black Card. Its an interesting card. But come on, if you're using a credit card to determine if you're um... elite or some such, then you need to get yourself some better priorities.

 

i heard 250k a year, and that the most popular purchase was a bentley...must be nice....

 

It's $250K a year........that is what I spend on my corporate VISA in one year.......AMEX is a PITA for many businesses because a lot of merchants wil not take it......their discount rate is too high (twice that of VISA in most cases) and cardholders can easily dispute charges for BS reasons, whereas VISA has a more stringent and logical process you have to go thru.

Also, there is no way in hell I will pay a $2,500 annual fee for a c/c........

 

If you have the money to charge $100k a year to a card, why not just pay it outright? I have my share of cards, but I usually only use them when there's no cash in my wallet. I would rather spend money as I need it than get a huge bill at the end of the month.

 

Kinda just answered my question. I take it most of these are used for business expenses?

 

There are different standards based on what country you are in. In the UK it is only around $25k, in the Us more like $150k per year. And you don't really need to charge that much. You can be a secondary cardholder on the account if an immediate family relative qualifies. Not worth the money unless you travel alot and want hotel room upgrades.
BT

 

Kami......

I collected enough c/c points to send me and the wife anywhere in the world.......and then some. I just looked at my statement summary and it was actually a $330K spend this year. All business expenses associated with running a company, even my rent........

That is why you get c/c's.....if you use them for business you get some tangible rewards it makes sense to charge everything and pay it off every month with cash.

Not all c/c's are equal however.

 

you do have to spend $250k in a year to qualify. It comes in great use when traveling and does get you access to lots of perks. It ain't cheap, but it will pay for itself, if you aleady spend money in those areas. And besides, it is made of metal

 

I definatly understand the benefits of it. Call me old fashioned, but I just hate knowing that a huge bill is coming at the end of the month. Probably why my c/c's haven't given me any vacation time yet lol

 

Ok ... someone has to ask .... Can you carry a balance on the card or do you have to pay it full at the end of the money.

(If you do carry a balance, the rate must be murder!!!!)

Thanks,
UZY

 

I'm a nobody, my jet-set credit card tells me so.

I suppose all of us were out and about before Christmas, pummelling our credit cards to within an inch of their lives. So, some time in the next week or so, we can expect a sour-faced government minister to come on television to explain that we are now borrowing more than we're saving and that it has all got to stop.

In the mid-1970s, shortly after credit cards first emerged, we owed £32 million.

Now we've managed to get ourselves into debt to the tune of £50 billion, which works out at about £1,140 for every adult in the land.

As a result, the economy is teetering on the brink of collapse and little old ladies are having to sell their cats for medical experiments. And children are being lured into prostitution and up chimneys. It's all too awful for words.

But there's a darker side to credit cards. A sinister underbelly that is rarely talked about. I'm talking about the misery of not having the right one.

We've all been there. Dinner is over, the bill has arrived and everyone is chucking their plastic onto the saucer. It's a sea of platinum and gold. One chap has produced something with a Wells Fargo stagecoach on the front. Another has come up with an HM Government procurement card, just like James Bond would have.

And then it's your turn. And all you've got is your green NatWest Switch card.

Socially speaking, you are about to die. Or are you?

A couple of years ago I read an interview with some chap who'd got a fistful of cards in his pocket and claimed that the more shiny examples, specifically the much-coveted black American Express, gave him 'certain privileges'.

Obviously, I had to have one. So I lied about my salary, handed over 650 bleeding quid, and there it was, in a leather*ette box, presented like a fine Tiffany earring. My very own passport to the high life.

A few weeks later I was flying economy class to some godforsaken hell hole – I forget where – and found myself sitting in one of those oyster bars at Heathrow, fielding questions from men in nylon trousers about Volkswagen diesels. After a while I remembered the black 'key' in my wallet and recalled a bit in the booklet that said it opened the door to airline lounges around the world.

So, I plodded over to the club class lounge with my cattle class boarding ticket.

'I'm afraid not,' said the woman cheerfully.

'Aha,' I countered, 'but I have a black American Express card which affords me certain privileges.'

It didn't. So I went back to the diesel men at the oyster bar.

A month after that I was checking in at Blakes Hotel in Amsterdam when, again, I remembered the card and thought: 'I wonder if this will get me a room upgrade.'

Joy of joys, it did. All I had to do was check into one of the emperor suites at £1 trillion a night and I would be automatically upgraded to a maharajah suite, with the enlarged minibar, at no extra cost. So, off to the economy broom cupboard I went.

As the months went by, I kept producing the jet-set, jet-black Amex and the result was pretty much always the same. 'Non.' . . . 'Nein.' And in provincial Britain: 'What the f***'s that?'

Actually, I'm being unfair. It wasn't only provincial Britain that was mystified.

Pretty well everywhere east of New York and west of Los Angeles doesn't take Amex, no matter what colour the card is. Some say this is because Amex charges too much.

Others because the Americans are infidel dogs.

Eventually, I found a fellow customer and asked what she saw in it. 'Oh,' she said, tossing a mane of pricey hair backwards, 'it's marvellous. Only the other day I needed 24 variegates and my local florist didn't have them in stock. So I called the Amex helpline number and they got them for me.'

Great. But I have never ever felt a need to fill the house with variegates. More worryingly, I seldom have the courage to produce the black plastic on those rare occasions when I find myself dining in a restaurant that accepts it. Because what message would I be giving out?

When you produce a black Amex, what you are saying is that you earn £1 million a year. Is the waiter really going to be impressed? And what about your friends? They either earn a million too, in which case so what, or they don't, in which case they won't be your friends for much longer.

Having a black Amex is not like having a big house. That's useful. And it's not like having a big car. That's more comfortable than a smaller one. The card exists, solely, to impress. It has no other function.

If I were the sort of person who had clients, then maybe this would be useful. But a word of warning on that front. I lied about my salary to get one, so who's to say that the sweating golfer who whipped one out over dinner last night didn't lie, too. A. A. Gill has one, for God's sake.

As a result, I shall be getting rid of it. This will help Britain's economy in a small way. But more importantly, it will do wonders for my self-esteem.



Sunday 11 January 2004

 

Black, platinum, gold, green. Whatever.
I "downgared" one color to get double miles and no membership fees.

 

Amex is not a credit card it is a charge card. The difference meaning credit cards have revolving balances while charge cards are meant to be paid off each period.

 

The traditional Green/Gold/Platinum and the Black are charge cards yes. Amex does also offer credit cards. Ie the Clear and the Blue.

 

I think the starwood is a traditional credit card as well and it is the best point system I have found by far.