Seasonal plates

Wow, What a great deal!
Nothing like that in CA!

 

I do this every winter, and it definitely helps save money. No, I don't have to send in my plates.

Kevin

 

I do this every year. Keep plates. Car stays in garage. State Farm Ins.
GTS Bruce

 

Not sure why you would think you would need to send your plates to anyone. The insurance company doesn't require you to have "full" coverage on any vehicle. As far as I know states only require liability coverage if you are driving the car. You could actually get rid of all coverage except the comprehensive portion of your policy coverage, to protect for fire/theft as an example.

 

I do the same with State Farm; I am in MI. I don;t have send in the plates; I simply sign an affidavit (which considering we just got 8 inches of snow is a bit redundant)

 

I could be wrong, but placing a vehicle on (and/or providing proof to carrier of) non-op could have an effect on insurance premiums.

 

Yes, that I know, but unfortunately you cant drive the car at all till you pay the reg. fees in full

 

No difference from OP. Can’t drive if not covered for collision liability.

 

Yea, but I still pay insurance.

 

It’s common up here. I turn off the coverage for collisions and liability for the winter, only keeping fire, theft, etc. Brings my payments down to a few dollars a month. No impact on premiums, in fact insurers like that coverage isn’t turned off completely.
Nothing to do with plates up here. If I did drive it this way, I just wouldn’t have any coverage if an accident happened....and I think now cops can check my coverage electronically, so could receive a ticket.

 

This is, or perhaps I should say used to be, common in some (northern) European countries 30+ years ago.
Place your car on non-op (usually for winter season) and insurance companies charged considerably less for the period car was not eligible to be driven on public roads (i.e. in non-op = not registered).
I haven’t explored if such policies are available here/now, since I drive my cars, including vintage ones, year round.