Stolen car...please help

Matt, you said that the notary stamp was a fake a few months ago. Was the stamp still a fake, but attached to a real name or was the stamp real?

 

WOW...never thought I could get so worked up about a post. Just spent the last half hour catching up from the beginning. I'm ready to beat James' A**.

Sorry that happened to you sir, we all get crappy stuff from time to time. You just seemed to get a dish of extra crappy with sprinkles on top.

-BJ

 

Hi,

I was just looking at your situation and I am very sorry to hear of this. I think that your best bet is to seek indemnity from your insurance company. I have been able to help alot of clients with claim denials from different insurance carriers. My experience is in CA law only. You have a good claim for the following reason:

1). I think that the DOI would treat an endorsement on your policy after it was issued, especially an exclusion of coverage, as a material change in your policy and this would have to be acknowledged by you. The acknowledgement would be a signature by you and mailed back to your agent. An example of this is a driver exclusion. If an insurance company finds out about a non good driver that would be using your auto, they would send out an endorsement excluding this driver. An insured would have to sign it and return it to the agent. If the insurance company did not receive this back in a timely manner, they would send out notice of cancellation and cancel the policy in 10 days as a material change in exposure.

2). You should file a complaint with the DOI (Department of Insurance) before you file suit against your carrier. You must do this before you begin legal action or the DOI will not assist you once you have filed suit. The DOI will make a determination of the facts and make a ruling on your case. You will need to include your agent as well so that he will be put on notice that you are claiming an error or omission on your case (It is the insurance agents responsiblity to explain the coverages and exclusions on your policy.) He will then put his professional liability carrier on notice. Most E/O carriers and Insurance companies don't want to deal with complaints on their file and could decide to settle with you rather than have a long court case. Your claim of $28,000 is alot to us but to an insurance company this is a small sum. Finally, you could end up with your insurance company paying a partial payment and the professional liability carrier paying a partial amount to make you whole again.

3). Even if the DOI rules against you, you can still go to court and advance attorney fees to your attorney. To get a complaint form just google department of insurance. Once you find the correct website, just look for information on how to file a complaint against your agent / insurance carrier and print it up.

Hope this helps you and your attorney to have your claim paid by the insurance company and good luck.

 

Did you post her name here? I'm sure there are folks here with the ability to give you some information fast.

 

WOW!! I am appauled at the scams that go on and the heartless people that pull them on others, I am very sorry to hear of your misfortune and hope things work out for you, I don't imagine your car is up my way but if I see a look alike I will sure check it out for you just to play it safe, I will continue to watch your thread to see how this plays out for you.

 

Did you ever try to track down an address based on "James" cell phone number? I would have been at every Nextel store in the state until somebody gave me the information.

 

matt, i know where your car is, call my cell phone pm me and i'll give you the info and i'll tell you how i found you.

 

also, aim me if you want more info.

[email protected]

 

i have to head to the dmv so matter of fact. call me if you want.

8137742132.

 

Car is stolen.

if you know where it is, report it to the local police. There's a bulletin out on it at this point.

DM

 

come on....suspense is killing me. did u get the car back?

 

+1000

Thank you for the long write up about your story so that others can learn from your nightmare.

My one question is (it might have been answered already) did you give him clear title to the car for that bill of sale he made up??

 

Any updates yet.

 

Matt,

I just read all 9 pages of this thread. What an ordeal you must have been through.

Did the police try and lift fingerprints from the bill of sale? The guy who stole your car may have been arrested in the past and his prints may be in a database.

If you found the woman who notorized the bill of sale, have the police contacted her yet?

Did the police contact the cell phone company to get all records of that cell phone number he used. Even if it was a prepaid throw away cell phone, maybe he also called his friends on it. By looking at all the numbers he called, maybe you can use these people to lead you to the crook. Maybe he used a credit card to refill the cell phone minutes.

If your car has GPS, why didn't the police or your lawyer contact the company that makes the GPS so they can tell you where the car is located? Do you even need the police to contact them? If the bill of sale was BS, then the GPS company should still think you are the owner of the car, so you should be able to get that information from them.

The cell phone company should be able to tell you what tower was used to make the call. If most of the calls were made in one 3 mile area that a tower services, I would make flyers with descriptions of the guy who stole your car, his cell phone number used, pictures of your car, and the phone number of the police department that is helping you. Offer a $500 reward for any information leading to the arrest and conviction of the crook. Plaster that flyer all over the area.

 

Yes that crook needs to go down.

 

Wow I thought after I saw the post from Jermz that you had your car there for a sec...........Keep on it man!!

 

Matt, it sounds like the police aren't a help. If I was out 29K I'd probably hire a private investigator who would do all those things listed above. Find a PI who was a former FBI agent or worked in the state police. I bet they could find your car in no time.

If someone is answering the crooks phone number, then that means the crook isn't very smart. For a 29K robbery, you would think the crook would destroy the SIM card and phone. It is one more piece of evidence to lead you back to the crook who stole your car.

 

Unless specifically stated, GPS (especially in the context of navigation) is a receiver, not a transmitter.

///Michael