To warp or not to wrap?

Hi, I am new to the whole wrap thing, and would like to learn more about it. Aside from the obvious benefits of protecting the surface stone chips and scrap, are there any disadvantage of having this done?

I was told the paint need to “breath”, some said the plastic might have spider web like cracks if it is too tight, or under extreme temperature change. Is this true? I live in the bayarea, and cars are in garage both at home and office.

Mots important will the film distort the natural surface in term of look, touch/feel? I have friends that cover their new chairs with plastic... I am concern that is how I would feel about the car if it is wrap. ; D

How about long term washing and waxing effects on the film? Do I have to re-wrap the car once every few years?

Thanks for your input