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Track Insurance

Discussion in 'Texas' started by future328driver, Mar 13, 2017.

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  1. future328driver

    future328driver Formula 3

    Dec 10, 2001
    1,838
    Dallas, Texas
    Full Name:
    Ken Thomas
    Anyone have an insurance provider that covers track-day events, like HPDEs?
     
  2. FarmerDave

    FarmerDave F1 World Champ
    Consultant

    Jul 26, 2004
    15,782
    Full Name:
    IgnoranteWest
    #2 FarmerDave, Mar 13, 2017
    Last edited: Mar 13, 2017
    Liability as a participant, or coverage for the car? Or to cover the event organizers?

    Back when I was in that business, way over 10 years ago now, I hadn't found a policy that would cover the car on track. There was such thing as a storage, paddock and trailer policy, but all coverage ceased once you made the turn on to the track.

    Curious if things have changed.

    If you're talking about coverage for event organizers, there is a company that will write liability policies. I want to say the company was called Parrish Heacock or something like that. We (the chapter) took out a policy like that for some of the FCA events we organized in the early 'oughts'. I noticed that the sign in sheets of every track day I go to are the same forms we were provided, so my guess is most track operators and event organizers obtain their liability coverage from the same company.
     
  3. jakeg104

    jakeg104 Karting

    Jan 8, 2014
    138
    TX
    Full Name:
    Jake G


    Check out ontrackinsurance.com. Saw it on clubregistration.net. 10% deductible from reading on their site.
     
  4. future328driver

    future328driver Formula 3

    Dec 10, 2001
    1,838
    Dallas, Texas
    Full Name:
    Ken Thomas
    Dave, I am talking about car coverage. No one provides lialibity coverage for track events, as far as I can tell.
     
  5. SAFE4NOW

    SAFE4NOW F1 Veteran
    Sponsor Owner

    Aug 25, 2004
    5,830
    Dallas Texas
    Full Name:
    If you know you know
  6. FarmerDave

    FarmerDave F1 World Champ
    Consultant

    Jul 26, 2004
    15,782
    Full Name:
    IgnoranteWest
    Glad to see somebody has filled the hole in the market. Most of those coverages were very hard to obtain in the early 2000s.
     
  7. bpu699

    bpu699 F1 World Champ
    Owner Silver Subscribed

    Dec 9, 2003
    17,691
    wisconsin/chicago
    Full Name:
    bo
    Search rennlist.

    There was a huge thread on there about this...

    My impression, looking at the PCA and SCCA websites and the verbiage of their policy, is that their liability policy does cover you for lawsuits. But, it doesn't cover car damage...

    Bo
     

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