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WARNING: Those w LHD Ferrari and who insure W Liverpool Victoria please read

Discussion in 'United Kingdom' started by CharlieUK, Aug 6, 2004.

  1. CharlieUK

    CharlieUK Karting

    Jun 30, 2004
    99
    London
    Full Name:
    Charlie
    This is very important:

    I have been getting insurance quotes over the past couple of days for an LHD 355. When I got to Liverpool Victoria (who as we know are very competitive in this area), they said they would not provide me with cover as it is an LHD! I asked the lady I was speaking with to check with her supervisor if this is definitely true, and I added that others I know (ie some fellow Fchatters) who have LHD's are currently insured with LV. She said that anyone who is will have invalid insurance, so won't pay out if there is a claim, and possibly may be illegal.

    Now to help all of us out, if there is anyone who has an LHD Ferrari and is insured with LV, perhaps they can check for themselves and then if all's good can let me have their contact name for a quote?

    Do LV have double standards?

    Do feel free to PM me if you wish.
     
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  3. tonyh

    tonyh F1 World Champ
    Lifetime Rossa Owner

    Dec 23, 2002
    14,372
    S W London
    Full Name:
    Tony H
  4. GrahamS

    GrahamS F1 Veteran
    BANNED

    May 29, 2004
    5,447
    24 hours from Tulsa
    Full Name:
    Grandmaster G
    Has anyone got some contact details for AON and/or Chubb insurance i.e. website addresses or phone numbers?
     
  5. sletti

    sletti F1 Veteran
    Lifetime Rossa

    Nov 19, 2003
    5,084
    NW Kent
    Full Name:
    Stig W
  6. GrahamS

    GrahamS F1 Veteran
    BANNED

    May 29, 2004
    5,447
    24 hours from Tulsa
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    Grandmaster G
    Ta very much
     
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  8. coolblue

    coolblue Karting

    May 6, 2004
    217
    I have insurance with LV and at the time of quoting I asked them if LHD was a problem or issue. I was told categorically that this was not a problem.....
     
  9. tonyh

    tonyh F1 World Champ
    Lifetime Rossa Owner

    Dec 23, 2002
    14,372
    S W London
    Full Name:
    Tony H
    Could you tell us if your car is LHD and what model , pls? Might help Charlie....
     
  10. matkat

    matkat Formula 3

    Mar 18, 2003
    1,840
    Scotland
    Full Name:
    Dave McGuire
    Guy"s don"t want to teach you how to suck eggs but surely checking your cert.of motor insurance should clear this up as it should say LHD on it,and if so then LV have accepted the risk and if not then there is obviously a problem.
    Dave Mc
     
  11. coolblue

    coolblue Karting

    May 6, 2004
    217
    TonyH, mine is a LHD 355 Berlinetta (1995).
     
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  13. ferrari355gtb

    ferrari355gtb Formula 3

    Nov 3, 2003
    1,600
    UK
    Full Name:
    R
    Charlie - I've PM'd you.

    F355 GTB LHD insured with LV - double checked that LHD was OK - no problem.

    Rick
     
  14. kenyon

    kenyon F1 Rookie

    Oct 7, 2002
    2,836
    East Yorkshire
    Full Name:
    Justin Kenyon
    My 348 spider hand drive. Doubled checked and the car is insured...
     
  15. GrahamS

    GrahamS F1 Veteran
    BANNED

    May 29, 2004
    5,447
    24 hours from Tulsa
    Full Name:
    Grandmaster G
    I just got mine insured at LV (355 GTS LHD)

    She checked with the supervisor if LHD was an issue and there's no problem with it.

    Saved myself £600 as well
     
  16. tonyh

    tonyh F1 World Champ
    Lifetime Rossa Owner

    Dec 23, 2002
    14,372
    S W London
    Full Name:
    Tony H
    Thanks m8.
     
  17. Garyh

    Garyh Karting

    Jan 10, 2004
    140
    a few points to remember :

    most direct insurers (eg L&V) have call recording so as long as you state the car is LHD on the phone or on the forms if an online quote insurers cannot later refuse a claim.

    most direct insurers use a call centre where the staff are basically following a script so unusual questions might illicit an uninformed response!

    criteria can change so if they accept LHD now if they had a bad claims experience they might stop taking them.

    always double check by using a good broker as a barometer eg Aon as at least the staff are generally better informed and will give you something to compare with.
     
  18. Dem

    Dem Formula 3

    Mar 21, 2004
    1,023
    London
    Full Name:
    Dem
    For what it's worth, I'm insured with Footman James on a LHD F355 Spider. The certificate does not state LHD and also mentions that proof of a Thatcham CAT1 alarm is necessary. I triple checked by telephone that it being a LHD was OK and that the standard fit Ferrari alarm was OK (even though there is no way for me to obtain a certificate for it). In both cases, I was told everything was acceptable.

    However, for peace of mind (if it means anything legally), I made an addendum to my proposal form before signing and returning it, stating the car was LHD and that I could not prove T1 approval for the alarm.

    Guess I'll see how effective that is when I have to claim........!!! ;-)
     
  19. burriana

    burriana Formula 3

    Jul 8, 2004
    1,675
    North Yorkshire UK
    Full Name:
    AL
    LHD was not a problem when I asked L&V for a quote... if you take your excess from 400 to 500 though it saves you 100 pounds! Well, did on mine anyway :D
     
  20. hedge

    hedge Formula 3

    Jun 11, 2003
    2,318
    England
    Full Name:
    Marc
    I was originally told that this was a problem, then when it came to renewal time and following conversations on this board, I called LV again. Have double and triple checked, and asked them to make a note on my file that it is a LHD European car (1988 328 GTS), which they have done and stated not a problem. They do not detail whether it is left or right sided on the certificate.

    Worth volunteering for the extra excess - saved me reasonable premium. Also ask about guaranteed no claims which is better than protected (up to 2 claims) which they will quote as standard.
     
  21. CharlieUK

    CharlieUK Karting

    Jun 30, 2004
    99
    London
    Full Name:
    Charlie
    Good news all round. Went back to LV today. Quote of £699, with only £250 xs. Thanks everyone, with your support it gave me leverage to get them to provide cover for me too. Oh the power of chatrooms!
     
  22. ferrari355gtb

    ferrari355gtb Formula 3

    Nov 3, 2003
    1,600
    UK
    Full Name:
    R
    Nice deal - well done.

    Rick
     
  23. Malfark

    Malfark F1 Veteran

    Oct 31, 2002
    5,307
    Mud Island, Europe
    Full Name:
    Markem
    Excellent - I think I'll get in touch with them after the F-Chat trip to Switzerland in 2 weeks timel! MARK
     
  24. GrahamS

    GrahamS F1 Veteran
    BANNED

    May 29, 2004
    5,447
    24 hours from Tulsa
    Full Name:
    Grandmaster G
    Have you bought the car of your dreams yet?
     
  25. CharlieUK

    CharlieUK Karting

    Jun 30, 2004
    99
    London
    Full Name:
    Charlie
    Graham, I am nearly there. Vendor proving very elusive in coming back to me! So will post again soon with outcome. Otherwise anyone else wishing to sell their 355 Spider 1998-1999 - do let me know. Cheers.
     
  26. tonyh

    tonyh F1 World Champ
    Lifetime Rossa Owner

    Dec 23, 2002
    14,372
    S W London
    Full Name:
    Tony H
    355 Spider
    1995. LHD, 31,000 Km. Fly yellow, black hide, electric hood and seats. Air bag and high level brake light. Immobiliser. Just had cambelt service 6/5/04. Stunning car and in superb condition. £43,995. Tel Jon on 07831 830270. (7/2004)


    *

    355 Spider
    1998, 18000 miles, Giallo yellow/black, FFSH, Ferrari power 1 warranty, TrakBak. £58,995. Contact Kevin 07860 710617 or email kevin@mktest.com. (6/2004)
    *
     
  27. Aber

    Aber Rookie

    Jul 18, 2004
    24
    Hull
    Full Name:
    Jaime Kedgley
    I think this has probably been covered by now, but I'm also with LV and no problems with a LHD 348TS, although again it is not stated on certificate.

    Excess is £500 premium is £415. Hope this helps and it actually went down last year!! I didn't realise they seem from this thread to do a lot of F-cars, originally insured with them because I wanted two cars on one policy to save me an extortionate premium on my everday Gti when I transfered all my NC to the 348.

    Have never had any problems and seem fine to deal with.
     
  28. Rod

    Rod Formula Junior

    Jan 18, 2004
    848
    South Derbyshire
    Full Name:
    Rod
    Guys

    I called L & V today for cover on a LHD 328 that I may be buying.. They quoted me £350 with unlimited milage and a host of other benefits... This was £100 cheaper than an agreed value quote that I had. They said that if any thing happened that they would payout the current market value.. any thoughts? also they were unable to cover me for bring bringing the car back from germany on german plates, nor would they accept the chassis number!

    Rod
     

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