I am in the process of changing carriers now since my current one will restrict my car to a classic status only being used going to car shows etc. if I raise the value past what it was originally set at. This I do not want. I just want the freedom to take her out when I feel like it without restrictions (other than miles per year). So for my new carrier, what would you recommend value to place on my 328? I checked and they do not have a general "replacement value" clause. I have to give then a specific number.