Am I the only one who is starting to think MOST of the finnancial services crowd are a den of thieves? I used to buy the "only a few rotten apples" story but now I think there are only a few honest guys, probably the poor ones. Every day there are new monster news stories and indictments that keeps getting uglier. It seems if they are not stealing from you they are charging fat fees for substandard results. I took the wrong career turn many years ago, I guess.