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F- Chat Insurance Poll

Discussion in 'United Kingdom' started by Garyh, Sep 23, 2004.

  1. Garyh

    Garyh Karting

    Jan 10, 2004
    140
    Okay - let's see if there is sufficient interest to set up an F-Chat insurance scheme. To start feedback on what you see as being important eg trackcover, limited mileage, business use, being to able to add other cars too one policy, foreign use etc etc...
    Once I have that i can set about designing something to cater all the requirements and then will need to start collecting personal details about current arrangements and so on.
    I would stress that there has to be enough interest to make it worthwhile so all feedback is welcome.If we can then generate enough takers ( assuming price is attractive!) we can look at putting some of the profit (if the scheme runs well) back into something like an F-chat trackday or meeting.

    Tony - do you want to make this sticky?

    Cheers

    Gary
     
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  3. ferrari355gtb

    ferrari355gtb Formula 3

    Nov 3, 2003
    1,600
    UK
    Full Name:
    R
    Sounds good, personally I'd want unlimited mileage and trackday cover (not I use any of them but handy to have).

    I've got a very good deal with LV so will be interesting to see what numbers you can come up with.

    Rick
     
  4. stevep

    stevep F1 Veteran

    Jan 19, 2004
    8,330
    Geordie Land
    Full Name:
    steve
    great idea
     
  5. 400SPYDER

    400SPYDER F1 Rookie

    Jul 7, 2004
    3,451
    Kent, England
    Full Name:
    kevan

    Gary as stated in Trackday Insurance thread I am very interested.

    Important aspects of cover for me would be:-

    1. multiple vehicles(4) whilst using shadow NCB
    2. track day cover on fcar & merc
    3. business use restricted to certain vehicles
    4. foreign use
    5. restricted mileage on fcar and other vehicles

    There's probably more - lets see what others say.

    Cheers Kevan
    :) See you down the road - with huge grins on our faces :)
     
  6. stevep

    stevep F1 Veteran

    Jan 19, 2004
    8,330
    Geordie Land
    Full Name:
    steve
    occasional chauffeur cover
     
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  8. tonyh

    tonyh F1 World Champ
    Lifetime Rossa Owner

    Dec 23, 2002
    14,372
    S W London
    Full Name:
    Tony H
    Gary,
    top idea. I'll be interested too.
     
  9. steve f

    steve f F1 World Champ

    Mar 15, 2004
    12,030
    12cylinder town
    Full Name:
    steve
    Depreciation cover --so you dont lose money when you sell
    free srevice cover-- so car is cheap to maintain
    stone chip cover -- so the car gets painted for free
    tyre cover -- so you get free tyres
    valeting cover--- so it gets cleaned for free
    free fcat subscripton--- so you can moan about everything on here
    free petrol--- so its even cheaper to run

    Which ever company does this will get lots of custom from this site as this is all they post about enjoy life use the car and dont worry
     
  10. jrs

    jrs Formula 3

    Jun 14, 2003
    1,672
    UK
    Full Name:
    James S
    I'm interested

    F-car and everyday car cover

    James
     
  11. hedge

    hedge Formula 3

    Jun 11, 2003
    2,318
    England
    Full Name:
    Marc
    Same story for me - with LV, no mileage limit, trackday cover (untimed), but add in European cover and additional named drivers not being a problem.
     
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  13. vanimal

    vanimal Formula Junior

    Mar 19, 2003
    380
    UK
    Full Name:
    Vaughan
    L&V rule

    But would want
    Track day cover
    European cover
    Additional driver
    Protected NCB
    Would accept limitations on reasonable mileage and business use

    But most important - cheap..
     
  14. F328GTS

    F328GTS Formula 3

    Apr 27, 2004
    1,628
    Cambridgeshire, UK
    Full Name:
    Nigel R
    Limited milage
    Track day cover
    Occasional chauffeur cover
    Agreed value in case of total loss

    Cheers...
     
  15. jeffQV

    jeffQV F1 Rookie

    Feb 13, 2004
    2,976
    NZ
    Full Name:
    jeff

    Yes please!!!!!
     
  16. GrahamS

    GrahamS F1 Veteran
    BANNED

    May 29, 2004
    5,447
    24 hours from Tulsa
    Full Name:
    Grandmaster G
    The things that sway it for me are
    1)Free track day cover
    2)Discount for Thatcham 1/2 security devices and or Tracker. LV don't currently give me a discount for these
    3)Sensible approach to small modifications e.g Tubi
    4)Discount for limited mileage
    5)Protected NCB
     
  17. rviant

    rviant Karting

    Jan 22, 2004
    229
    Bedfordshire
    Full Name:
    Richard
    Yes I would be interested

    Would like

    Track Day cover
    European Cover
    Protected NCB
    Occasional Chaffeur cover
     
  18. 360CS

    360CS F1 Rookie

    Nov 1, 2003
    2,641
    Kent
    Full Name:
    Joe J



    L&V G, are bloody cheap i think, "oh i mean competitive that is"
     
  19. paul360m

    paul360m Karting

    Jan 8, 2004
    53
    Nr Heathrow
    Full Name:
    Paul
    Yes, i would defintely be interested! Currently have too many policies so would need everyday car cover, track cover, multiple-car cover & would be happy to have restricted mileage on the strad.

    Nice one, cheers

    Paul
     
  20. jameson

    jameson Rookie

    Sep 6, 2004
    34
    would also be interested, dont like the resricted mileage bit that i have with Heritage
     
  21. Dem

    Dem Formula 3

    Mar 21, 2004
    1,025
    London
    Full Name:
    Dem
    Count me in - I've got 400 miles left on my FJ policy until the end of April 2005, unless I want to cough up another £900 to add 1,500 more miles.....

    Basically, I'd be looking for;

    > Mileage limit at 6,000 minimum
    > European Cover (even if extra cost).
    > At least the option to put my 27 year old missus on it (LV weren't interested).

    Cheers,

    Dem.
     
  22. GrahamS

    GrahamS F1 Veteran
    BANNED

    May 29, 2004
    5,447
    24 hours from Tulsa
    Full Name:
    Grandmaster G
    True they are incredibly cheap so no complaints about price.

    You would think though that it would be in their own interests for them(and any other insurance policy) to offer discounts for security measures or to quote a higher than normal price for cars with no security. More security equals less risk meaning less claims and lower premiums for everybody.
     
  23. ferrari355gtb

    ferrari355gtb Formula 3

    Nov 3, 2003
    1,600
    UK
    Full Name:
    R
    I couldn't understand why they didn't want security fitted or the fact that it was parked in garage didn't seem to matter either. Heritage 'demanded' that the car be parked in a garage between the hours of 10pm and 6am !!

    Rick
     
  24. Ade

    Ade Formula 3

    Jan 31, 2004
    2,095
    UK
    Can you please, please, please do a good deal for an UNDER-30 (me=26)?? I'm not concerned on conditions, just price!!

    I'm renewing right now, and best I can get is 2,000 (2,300 with NCB insured) on my 55K value 355 Spider with 5yr NCB. Had Spider for 1.5 yrs. No accidents or points.


    Or better still can you do me a LHD Murcielago (approx 120K) for under 5,000?


    Thks for any input
    Ade
     
  25. stevep

    stevep F1 Veteran

    Jan 19, 2004
    8,330
    Geordie Land
    Full Name:
    steve
    surprised its that expensive
     
  26. Ade

    Ade Formula 3

    Jan 31, 2004
    2,095
    UK
    and well u might b. I've been shafted (in my opinion) for the last 4 yrs on porsches and Ferraris by insurance companies. I understand I gotta pay my dues, but its getting to a stage where no matter how careful I am... consistently for 9 years with no accidents or points... EVER. Still apparently thats not proof enough that I'm low risk.

    The first year of my porsche boxster (sorry) was the worst... somewhere over 3 grand I seem to remember.
     
  27. Garyh

    Garyh Karting

    Jan 10, 2004
    140
    Ade,

    PM or email me full details and i'll gladly help ( or you can fax any info on 0208 309 6605)

    Cheers

    Gary
     
  28. stevep

    stevep F1 Veteran

    Jan 19, 2004
    8,330
    Geordie Land
    Full Name:
    steve
    someone on this board meiled me i had all insurance details and was ready to roll but my pc crashed who was it? pm me please
     

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