Anyone here work in the auto inurance bizz.......? I was about to pull the trigger on a SMART fortwo coupe and made the call to my insurance carrier to check rates. My wife and I have clean records and no reason for surcharges to be applied.....our Mercedes insurance costs $800 a year for the both of us, and the SMART was going to cost $1,800 for the same coverage.......(the damn car only costs $19K) !!!! It is classified in the same rate category as a $90K Mercedes or Porsche apparently according to my broker. A Toyota Echo, VW Golf, or some other small car would have cost the same as my current Benz +/- $100....... So the question is........wazzup with that ? I am not buying one as a result....it's just plain stupid.