I don't know if "gap" is the correct term or not. I, for one, would probably not purchase a f-car if I knew that it had been involved in a serious wreck or had had serious body work. My Mitsu VR4 had hail damage on everything but the rear view mirrors and the two bumpers -- everything else had big dents all over it. I had a heck of a time trying to sell it because no one wanted a car that had been repaired like that. Ended up trading it in on a Lexus (the sales person never asked about repairs and, after months of trying to sell it myself, I didn't volunteer or cover up the fact that is was a complete repaint). Since I subsequently did an "in-out" for my 308, it was worth it! Is insurance available that would cover the difference between what you f-car was worth before and after a wreck or major body work? Just wondering. Surely someone else here has gotten screwed either by the weather or another driver?