About a year ago, I got a voice message from a stranger from Northwestern Mutual who told me that he had been referred to me by a colleague. The colleague was someone I respected immensely, so I called the guy back. It turns out he wanted to meet with me to discuss "financial planning". I normally wouldn't entertain a call from a stranger, but I had been thinking that I needed to start investing more money, and because of the referral from someone I admired, I agreed to meet with him. Well, two meetings later and 3 hours of my time down the drain, it turns out that all this guy wanted to do was sell me life insurance! Now, for context, I have no kids and was single (at the time). The interesting thing about it, is that he agreed that I probably didn't need more life insurance. What he was really hot on was this (life insurance) that I would put cash into monthly, that could appreciate tax free, and that I could borrow against later. I forget a lot of the details, probably because at this point I wasn't even listening. My response was, what part of "I don't need more life insurance" don't you understand. I have since been approached by another guy from Northwestern Mutual that was referred to me by a friend. I was thinking of accomodating this guy just to see if he had anything interesting to propose. Before hand, however, I decided to do a little research on what types of services/products Northwestern Mutual offered. What I found was shocking. http://www.nmlcomplaints.com/ Anyway, I probably won't be meeting with this guy or anyone from Northwestern Mutual again, solely as a result of my reading almost everything on this website. The reason for this post is to inquire whether any F-chat members have been similarly approached by these guys, or whether any of you may work for this company and have something to say about it. Thoughts?