News

State Farm - Drive Safe and Save program?

Discussion in 'Ferrari Discussion (not model specific)' started by VAF84, May 15, 2019.

  1. VAF84

    VAF84 Karting

    Jul 23, 2016
    73
    "Austin", Texas
    How do you all feel about State Farm Insurance Drive Safe & Save program?

    My agent talked me into it, mostly as a way to prove the minimal miles I would put on the car. Mentioned it would just track the distance driven and maybe time the distance to get an idea of your driving (or something along those lines).

    The other day I’m looking around the app on my phone and see that it had been tracking my acceleration, speeds, phone usage, braking, and cornering. It also shows me on a map where these events happens and traces the route I took. Needless to say I’ve been getting a one out of five star on every drive. I’m fairly certain I’m going to cancel the program. Worried this thing could be used against me at some point in the future. It feels very intrusive. I don’t even want it on my other cars where I drive more conservatively.

    Anyone else in the program or have thoughts/experiences to share?

    Image Unavailable, Please Login


    Sent from my iPhone using FerrariChat.com mobile app
     
    Texas Forever likes this.
  2. Texas Forever

    Texas Forever Three Time F1 World Champ
    Rossa Subscribed BANNED

    Apr 28, 2003
    38,914
    Texas!
    I would never, ever, not in a jillion years agree to do something like this.
     
    AD211, Solid State, Wade and 3 others like this.
  3. Robb

    Robb F1 World Champ
    Owner Lifetime Rossa

    Feb 28, 2004
    10,461
    Mesa, Arizona
    Full Name:
    Robb Williamson
    ^^^^^

    This

    Robb
     
  4. willrace

    willrace F1 World Champ
    Rossa Subscribed Owner

    Oct 21, 2006
    15,662
    North Tay-has
    Full Name:
    Kurt
    VAF84 likes this.
  5. RedNeck

    RedNeck F1 Rookie
    Silver Subscribed

    Jul 8, 2016
    4,066
    TN/GA
    Full Name:
    Matt
    I did the "snapshot" with Progressive on 2 cars that were barely driven. Same thing as this. Tracks heavy braking and excessive acceleration (does admit to using GPS). After 6 months of using it, they told me I was getting a substantial discount on both cars. Wasn't going to affect my other cars.

    Then I got my renewal.

    My insurance went up across the board, negating any discount I would have gotten (no tickets, changes, etc.). I sold one car right after so it was a waste. Insurance on my pickemup stayed roughly the same, even though I was supposed to get like $100 off 6 months.

    My dad also tried it on his Jag (which was a terrible idea to being with, 500+ HP XKR). Shop couldn't get rid of service light after oil change and wanted $$$$$$$$$ to fix it. He brought it to me and found that it had blown the fuse to his ECU. I replaced it and cleared his lights.

    I wouldn't trust them, they could cause damage AND raise your insurance depending on the state (they disclose this), and for the pieces of Chinese **** they are, you are risking your ECU. I cringe when people talk about their $10 Amazon code readers on their Ferraris.
     
  6. Joseph Felton

    Joseph Felton Rookie

    Jan 11, 2019
    5
    Minnesota
    Full Name:
    Joseph
    My wife and I had the Snapshot on our vehicle for about 2.5 weeks. Only one time did it ever beep, indicating a hard brake. One day our brand new vehicle, 2018, was dead. We got it up and running and unplugged the device. We instantly got an email saying it has been disconnected and the service was stopped. We checked the information it had stored from our previous drives and found it had given us the worst rating it had. My wife drives with our daughters in the vehicle and rarely speeds. These things are a joke and can screw with your vehicle. Don't do it!!
     
  7. tonyswfla

    tonyswfla Formula Junior

    Dec 2, 2007
    628
    state of mind
    only approved for snowflakes
     
  8. Tony91505

    Tony91505 Formula Junior

    Apr 13, 2005
    253
    so cal
    Full Name:
    Tony
    They did away with it in CA according to my agent, couple months ago.
     
  9. Wade

    Wade Two Time F1 World Champ
    Rossa Subscribed Owner

    Mar 31, 2006
    24,535
    East Central, FL
    Full Name:
    Wade O.
    If you have a "hard brake" incident to avoid that child running into the street after the ball... Well, that goes against you.

    The other day, Allstate sent me a quote for my DD which was about 20% less than my current rate with USAA. But the catch was to use their Drivewise app. Yeah, right. o_O

    Allstate Drivewise Review: The Pros and Cons

     
  10. Dewinator

    Dewinator Formula Junior
    Silver Subscribed

    Jun 22, 2017
    981
    I wonder if that's why some people refuse to accelerate on an onramp so they cause a huge slowdown, and then others refuse to accelerate quickly out of the slowdown so it lingers for hours.
     
    JTSE30 and VAF84 like this.
  11. VAF84

    VAF84 Karting

    Jul 23, 2016
    73
    "Austin", Texas
    Ditto, I'm cancelling this. Luckily it didn't require installing anything directly onto the car. It's just a little square you keep in the car, then you run their app on your phone when you drive it. Thanks for the input everyone.
     
  12. blown94conv

    blown94conv Karting

    Feb 3, 2007
    128
    Berlin, CT
    Full Name:
    David
    It’s never to your benefit.
     
    ZINGARA 250GTL likes this.
  13. Korr

    Korr F1 World Champ
    Silver Subscribed

    Dec 7, 2003
    14,197
    Full Name:
    NaHCO3
    Do ya think??
     
    ZINGARA 250GTL likes this.
  14. GH13

    GH13 Karting

    Apr 26, 2019
    50
    Drive in a spirited manner and you’re viewed as a danger.

    Meanwhile the guy driving 5mph below the limit in the left lane while shaving gets a discount.

    As does the woman in the Camry in front of me who is creating a moving chicane that causes a line of cars 20 deep to form.

    No thanks.
     
    Robb and VAF84 like this.
  15. daytona355

    daytona355 F1 World Champ

    Mar 25, 2009
    11,123
    London
    Full Name:
    Sid Korshak
    Anything that allows any agency to track your movements, watch or listen to you, is a very very very dangerous contraption. They could be used to insinuate blame in an incident, all sorts. Stay away, I’d rather pay more for insurance and be totally anonymous than have some Indian call centre shut down my car because I decided to open her up on a nice stretch of road
     
    VAF84, APA#1 and Robb like this.
  16. Rosso328

    Rosso328 F1 Veteran
    Rossa Subscribed Owner

    Dec 11, 2006
    5,260
    Central FL
    Full Name:
    Paul
    I thought of getting one of those from Progressive (I don’t deal with them today), plugging it into the Lotus, thrashing around Sebring for a weekend and then asking for a quote.

    Then I thought nah. Why bother.
     
  17. Nativetroy

    Nativetroy F1 Veteran
    Rossa Subscribed

    Nov 29, 2010
    5,038
    central fl
    Full Name:
    Troy
    The device will drain your battery faster as well. Modules shut down after a certain time off to conserve energy. Unless something is plugged into the dlc port. Then they can stay awake constantly in some vehicles.
     
  18. Corsair66

    Corsair66 Formula Junior

    Mar 14, 2016
    314
    Clermont, FL
    Full Name:
    Ken
    What a dreadful idea. What were you thinking?!? When a company (or government) wants you to submit to surveillance, it's NEVER to your benefit, no matter how it's couched.
     
    Robb and Dolcevita like this.
  19. GH13

    GH13 Karting

    Apr 26, 2019
    50
    But what about the children? (works every time)
     
  20. Nospinzone

    Nospinzone F1 Rookie

    Jul 1, 2013
    3,991
    MA
    Full Name:
    Paul
    I'm not going to sign up for it yet. I'm going to wait until they equip me with a body camera and mic so they can see how I use the bathroom and interact with my wife in the bedroom.
     
  21. ZINGARA 250GTL

    ZINGARA 250GTL F1 World Champ
    Silver Subscribed Owner

    Jun 21, 2002
    16,625
    PA
    Full Name:
    Ken
    Of course it will be used against you in the future. THAT is their whole purpose. You just gave away your 4th Amendment right to privacy. Having OnStar is just as bad.
     
  22. bertha01

    bertha01 Rookie

    Sep 16, 2018
    5
    Full Name:
    bertha ales
    Following!this seems like a very interesting thread[​IMG]
     

Share This Page