I always get confused about taxes to be paid in a dealer-purchase versus a private-party purchase. As I understand it, if you buy from a dealer, you have to pay full taxes (which is the 8.625% NY state tax, I assume?). However, I understand that if you buy from an individual, you don't have to pay these taxes since this is "private party." Is this correct? Obviously, if this is case, then there is a "hidden" cost to purchasing from a dealer (in addition to the above-market price they are already gorging you with), and it needs to be factored in. One last twist: assuming you pay taxes in a dealer purchase, which state's tax rate do you pay if you are in NY, but the dealer is in another state -- I assume the NY state. Thanks.